People today increasingly use credit cards to make monthly purchase. Do the advantages of this outweight the disadvantages?

#people #credit #cards #purchase #outweight

Technology has made our life so easy that now we can lead our life without cash if we want. The invention of

credit

card

has opened many opportunities

along with

some negative impacts which is much lesser than their benefits. There are a lot of advantages to using

credit

cards. First of all,

this

is undoubtedly safer than carrying cash. Nowadays, pick-pocketing and looting is a very common

scenario

Fix the agreement mistake

scenarios

show examples

in many countries, if

such

incidents happen, the victim will not lose a penny if he or she simply informs the customer care representative to stop the transaction.

Secondly

, grocery and clothing shopping is more convenient than ever, many brands are offering attractive discounts on

credit

card

purchases.

Thirdly

, the facility of visiting the airport lounge during travelling has added a premium level of happiness for

Correct your spelling

cardholders

show examples

card

holders.

Last

but not least, the repayment scheme is very user-friendly. We can not deny that, there are some disadvantages of

credit

card

Fix the agreement mistake

cards

show examples

also

. A very common human nature is buying new things, having a

credit

card

encourages

this

habit tremendously. A few features of

credit

cards are quite complex which is difficult to understand for common people,

as a result

, consumers sometimes have to pay extra as a penalty.

For example

, if a

card

user does not understand his billing cycle properly, he will be unable to repay timely and

hence

his bill will be increased like a horse running pace.

Moreover

, after 1 to 3 years later, the customer has to pay a yearly charge on

card

Add an article

the card

a card

show examples

which is not a small amount usually. In conclusion,

although

credit

card

has some disadvantages, the positive sides or benefits are keeping them far ahead in the race. And these limited negative sides can

also

be overcome by simply knowing all the rules and regulations of the banks regarding

credit

cards.

Submitted by Md. Anwar Hossain on Tue Jun 06 2023

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such as
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take, for example

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12Linking words
meeting the goal of 7 or more
2Word repetition
meeting the goal of 3 or fewer
4Grammar mistakes
 

4 paragraphs

306 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 6.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

7.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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People today increasingly use credit cards to make monthly purchase. Do the advantages of this outweight the disadvantages?

Support ideas with relevant, specific examples

You will go to foreign country for one year and write a letter to agency to find an accommodation for you. Why are you going to that country What do you want for your accommodation When will you arrive

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