Discussion Some people get into debt buying things they don’t need and can’t ‎afford.What are the reasons for this behaviour?What action can be taken ‎to prevent people having this problem?‎

Nowadays,
people
are growing more consuming and materialistic since individuals have things they do not need, and debts are frequent among
such
people
. There are numerous grounds for the situation, and
this
essay will explain them,
as well as
some of the solutions which
people
may do to eliminate
this
issue. There are many causes for
this
consumptive and uncontrollable manner.
Firstly
, psychologically,
this
attitude is known as compulsive buying disorder.
In other words
,
this
disorder mainly relates to negative moods, which are comorbid by expansive and time-consuming retail activities, leading to social, personal, and financial difficulties. To illustrate,
people
, who cannot tolerate unpleasant emotional states
such
as mood, anxiety, substance abuse, and eating disorders, are the highest category exposed to
this
condition.
Secondly
, with the financial and marketing evolution, there are various payment facilities like online and
installment
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instalment
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purchases and different means of advertisement
such
as T.V shopping channels, sites, and free offers; these factors affect consumer
behavior
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behaviour
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decisions and social complexities.
However
, as usual, every problem has its solution. From a psychological perspective, those
people
who suffer from overconsumption and ungovernable attitudes can handle
this
abstract
behavior
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behaviour
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through many procedures. First of all, asking for specialized help could give a hand to control their
demeanors
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demeanours
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.
Furthermore
, credit card regulations must observe by banks and financial institutions, and it must guarantee that the credit limit granted to credit card customers correlates with consumers’ budgets.
Moreover
, participating in other activities like sports or arts is
in
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apply
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favor
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favour
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of
distraction
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distracting
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from the obsession with shopping apps and sites
while
staying at home.
Finally
, making a monthly purchasing plan to minimize bizarre expenditures will be a practical and prudent choice. In conclusion, some
people
tend to have luxurious things and live a fancy lifestyle even though they will be in debt. Unfortunately, psychological disorders and the extension of technology are critical causes.
However
, the government and society should implement policies and strategies to control
this
obstacle.
Submitted by rogina.magdy52 on

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