Some people get into debt by buying things they do not need and are unable to afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

#people #debt #behaviour #action

✨ Do you want to improve your IELTS writing?

Some

people

Use synonyms

owe money because they purchase unnecessary goods that they cannot afford. Relentless advertising in the

media

Use synonyms

and the easy availability of

credit

Use synonyms

are the main reasons for

this

Linking Words

, and I believe it is the responsibility of governments to intervene and issue stricter guidelines to prevent irresponsible lending and to regulate advertising in the

media

Use synonyms

. Advertising in the

media

Use synonyms

has caused many

people

Use synonyms

to go into debt. Clever marketing can lead

people

Use synonyms

to believe they need something when in reality they do not, driving them to spend unnecessarily. Another reason that

people

Use synonyms

are buying things they cannot afford is the fact that

credit

Use synonyms

is easily available. Nowadays financial institutions make it widely known that anyone can get a

credit

Use synonyms

card or a loan.

For example

Linking Words

, wonga.com has been heavily criticized in the United Kingdom for providing short-term loans at

high interest

Add a hyphen

high-interest

show examples

rates that can be instantly sent to someone’s bank account after applying online. These practices could be curbed through government regulation of excessive advertising and unsound lending practices.

In other words

Linking Words

, if governments capped the amount of advertising allowed in the

media

Use synonyms

and required applicants for loans or

credit

Use synonyms

to prove that they have sufficient income,

people

Use synonyms

would be under less pressure to spend recklessly and

also

Linking Words

would not have the means to do so.

For example

Linking Words

, in Germany, a person is not allowed to borrow more than 10% of their annual income in any one year, and if they do, the bank will be penalized with a heavy fine. In conclusion, rampant lending and excessive marketing have led to many

people

Use synonyms

being burdened with debt, but

this

Linking Words

can be avoided if authorities regulate advertising and loans.

Submitted by lenam2k1 on Thu Sep 14 2023

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

4
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
1
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

5.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

279 words

🚀 Prepare for IELTS writing section today!

Unlimited Task 1 & Task 2 checks
Practice with essays, charts, and letters.
Personalized suggestions & mistake analysis
Spot every mistake and boost your score.
Topic ideas & vocabulary helpers
Expand your ideas and use the right words.
Progress tracking
Watch your writing improve with every practice.

What to do next:

Look at other essays:

7
band
In many countries, people are now living longer than ever before. Some people say an ageing population creates problems for governments. Other people think there are benefits if society has more elderly people. To what extent do the advantages of having an ageing population outweigh the disadvantages?
The phenomenon of people living longer than ever before has become a prominent demographic trend in numerous countries. While some argue that an ageing population poses challenges for governments, others assert that there are substantial benefits to having more elderly individuals in society. In my perspective, the advantages of having an ageing population clearly outweigh the disadvantages, as it brings about opportunities for intergenerational knowledge transfer, fosters a wiser society, and enhances cultural richness.
5
band
Nowadays many people choose to be self-employed, rather than to work for a company or organisation. Why might this this be the case? What could be the disadvantages of being self- employed?
Currently, most human beings prefer to become entrepreneurs, compared to working for a factory or other companies. There are some causes likewise flexible working and they would be spending more time with their family than jobs on the office. While, some drawbacks are businesses not successful because of lack of experience.
<4
band
Some people think that competitive sports have a positive effect on the education of teenagers while others argue that the effect is negative. Discuss both these views and give your own opinion.
A number of individuals believe that ruthless physical games have a positive effect on the learning of younger, while the remaining trust that effects are negative. I think competitive sports have different advantages like being Healthy, Learn that who to win, and entertain yourself, good friends community also have drawbacks not interested in studies and playing a lot of times games.
5
band
It is becoming increasingly popular to have a year off between finishing school and going to university. What are the advantage and disadvantages of this?
In these days, there is a trend of students taking a year off during their school life. It is called the 'gap year program'. There are diverse opinions about this program. I will explore the disadvantages and advantages in this essay.
5.5
band
Some people think that the traditional skills of letter writing will completely disappear due to the increasing use of mobile phones and the Internet. To what extent do you agree or disagree with this opinion?
Some people argue that the burgeoning usage of the Internet and mobile phones will make the traditional letter-writing skills entirely vanish. In my opinion, although the traditional skills of letter writing will decline, it will not be completely obsolete.

Some people get into debt by buying things they do not need and are unable to afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

Fully explain your ideas

Nowadays many people choose to be self-employed, rather than to work for a company or organisation. Why might this this be the case? What could be the disadvantages of being self- employed?

Some people think that competitive sports have a positive effect on the education of teenagers while others argue that the effect is negative. Discuss both these views and give your own opinion.

It is becoming increasingly popular to have a year off between finishing school and going to university. What are the advantage and disadvantages of this?

Some people think that the traditional skills of letter writing will completely disappear due to the increasing use of mobile phones and the Internet. To what extent do you agree or disagree with this opinion?