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People today are increasingly use credit card to make monthly purchases. Do the advantages outweigh the disadvantages?

#people #credit #card #purchases
Nowadays, an increasing number of people are paying with
credit
cards
instead
 of
cash
.
This
 has raised a great deal of concerns which shouldn't be overlooked. In
this
 essay, I will highlight how its upsides outweigh the drawbacks. On the
one
 hand, using
credit
cards
 for purchases can lead to ignorance of
one
's exact spending.
That is
 to say, people may pay less attention to what they spend on and lose track of their
overall
 expenditure if they fail to frequently review their spending.
For example
, numerous reports have revealed that in the US,
one
-fourth of physical card customers have trouble paying back their monthly debts, for the reason that the expenses exceed their savings, leaving them with no money to return. Eventually, those individuals are required to pay more than they spent considering a substantial percentage of interest rates.
On the other hand
, making payments with
credit
cards
 is not only more convenient but
also
 allows people to allocate their wealth more wisely, compared to
cash
.
Firstly
, the number of shops and restaurants that take
credit
cards
 as deposit has increased and folks don't have to bring too much
cash
 on them anymore, providing more conveniences.
Secondly
, using physical
cards
 offers users sufficient time to arrange money usage, granting them the ability to manage
cash
 flow more smoothly.
Furthermore
, almost every bank offers returns in various forms, meaning that
one
 can earn
cash
while
 spending.
Hence
, combined above upsides,
credit
 card users undoubtedly benefit more than non-
credit
 card purchasers. In conclusion, swiping
cards
 may seem to have some disadvantages, but they only occur when individuals don't realize how to use them wisely. Making payments with
credit
cards
 is advantageous when
one
 can swipe it almost everywhere, with more
cash
 flow and capital return at the same time.
Submitted by naya840609 on

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Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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