It is responsiblitity of individuals to save and provide for their own retirement. Governments have no obligation to provide this benefit. To what extend do you agree or disagree with these statements ?

There is a responsibility for workers

people

to save for their retirement scheme as the authorities do not have the obligation to provide

for

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this

benefit. I do not agree with the latter statement because from my perspective the

government

should provide a state

pension

for those who are working their whole life. On the one hand, it is true

people

are being forced to save money for their own retirement because the

government

pension

is not enough to cover their basic needs.

As a consequence

, employers enrol their employees on private plan pensions to make sure their employees receive a

pension

in the future.

This

is a good alternative for working-class

people

because

otherwise

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it will be impossible to save money for the future as the cost of living is quite high nowadays and a good salary is hard to get.

On the other hand

, the

government

should make sure that

people

get a minimum

pension

to survive regardless if they have work or not. Getting a

pension

is a right for citizens which can not be denied by the

government

.

Besides

, those countries with a good plan of

pension

provide security and peace of mind to

people

who go to work every day. So, I believe that the

government

need to be responsible for the pensions as a lot of tax are paid to them. In conclusion, workers are struggling to save some money to survive in the future

due to

the lack of help

by

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the authorities when it comes to pensions. I believe that

,

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the approach by the

government

is intolerant and something has to be done to change

this

fact.