Older people often choose to spend money on themselves (e.g. on holidays) rather than save money for their children after retirement. Is this a positive or negative development?

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In
this
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day and age,
people
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have the tendency to live
the
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in the
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moment whilst not thinking about the next day.
This
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development creates a lot of controversy because many
people
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get into financial trouble because of it
and
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, and
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also
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because it is generally considered a rather selfish way to live.
Firstly
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, financial responsibility is a highly discussed topic
,
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apply
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because many
people
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choose to spend everything they produce without saving up.
However
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, the course of life is highly unpredictable and sometimes unexpected situations that require a lot of money happen,
such
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as an illness or a natural hazard.
This
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is why it is very important to plan ahead, because travelling opportunities will
also
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appear when everything else is taken care of.
For example
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, many
people
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get themselves into debt because of their incapacity to do so and,
therefore
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, rely on social help in their later years. So, being an adult
also
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means
to have
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having
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the ability to
prioritize
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prioritise
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responsibilities in order to be able to avoid hardships.
Secondly
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, it is very important to understand that having a child is not an
eighteen year-old
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eighteen-year-old
responsibility but a lifetime one.
Moreover
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,
parents
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should be aware that they should think first in the best interest of their children. To exemplify, Americans have
this
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huge problem where their students take large student loans that they have to pay for for most of their lives afterwards.
This
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issue could have easily been prevented if the
parents
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had
prioritized
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prioritised
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what is important, because if their kids get into university, that usually means that they will have a
better paying
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better-paying
job.
Furthermore
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,
this
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would benefit the
parents
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as well, because in most
cases
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cases,
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children are prone to help their
parents
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financially.
Therefore
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,
this
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issue goes full circle.
To conclude
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, it is very important to plan finances ahead, especially because life problems are very versatile and in most cases, a new leisure opportunity always appears.

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task response
Answer the full question more directly. Say clearly if this change is positive or negative in the first paragraph and keep this view all through the essay.
task response
Focus more on the real topic: older people after retirement spending money on themselves instead of saving for their children. Your essay talks a lot about people in general, so some parts go away from the main point.
task response
Use examples that fit the topic better. The point about student loans is interesting, but it is not very close to retired parents spending money after work life.
coherence and cohesion
Make each main paragraph start with one clear main idea, then explain it, then give one strong example.
coherence and cohesion
Link ideas in a simpler and clearer way. Some long sentences are hard to follow, so shorter sentences can help the flow.
coherence and cohesion
Write a stronger conclusion. Repeat your opinion and the two main reasons in a direct way.
coherence and cohesion
Your essay has a clear paragraph plan: introduction, two body paragraphs, and conclusion.
task response
You give reasons for your view, such as money problems later and duty to children.
coherence and cohesion
You use linking words like firstly, secondly, moreover, furthermore, and therefore.
Support ideas with relevant, specific examples

Examples make your writing easier to understand by illustrating points more effectively.

Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

  • for example
  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example
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