In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

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Some argue that physical shops will receive non-
cash
payments only,
thus
people
should pay using their cards or mobile phones in the future.
This
will not happen because when the power is off
then
the business completely stops. Some folks especially elderly
people
will have difficulties with
this
shift. Implementing card and app
payment
only will cause trouble to the business when the electricity is going down.
This
is because
this
cashless method relies greatly on the internet to make transactions occur.
Thus
when a disaster
such
as a flood damages the electricity infrastructure, the town will be blacked out. In
this
situation
people
still need to buy their necessities,
however
, the shops cannot sell their stocks because there will be no way to receive the money,
therefore
the businesses have to halt their activities.
For example
, during the earthquake in Yogyakarta, the residents preferred to shop in local stores because they accepted
cash
payments and avoided shopping in card-
payment
-only businesses because there was no electricity for days. Upon the shift in
payment
methods, the elderly generation will face difficulties buying their necessities.
This
is because most of them are slow to catch up with technology updates
such
as using an e-wallet to pay their groceries.
In addition
, many of them may not have a bank account and many of
this
generation solely use
cash
for every transaction.
For example
, in Indonesia, the government’s data shows that many older
people
do not have any bank account, particularly those who work in informal jobs. They only have
cash
thus
they are unable to follow the shift. In conclusion,
cash
payment
will still exist in the future because when the power is off, it will halt business activities. Some older
people
will not be happy because they do not own bank accounts to perform the cashless
payment
method.
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coherence cohesion
Ensure that the essay has a clear and logical flow. The ideas presented should have clear connecting expressions, and each paragraph should have a clear central idea which is fully expanded upon, ensuring the logical flow of the essay from introduction to conclusion.
coherence cohesion
Improving coherence can be achieved by using a wider range of cohesive devices effectively, such as conjunctions and another lexical cohesion. Make sure the introduction sets the stage for the discussion without ambiguity, and the conclusion effectively summarizes the ideas without introducing new topics.
task achievement
It is evident that the essay addresses the task, but it could have been more comprehensive and balanced. For higher marks, provide a more nuanced discussion around the topic, exploring both sides where applicable and demonstrating a deeper understanding of the issues at hand. The response should fully satisfy all parts of the task with well-developed ideas and examples that clearly support the main points.
task achievement
Be sure to address all parts of the question. While the prompt asks for future possibilities and why some people might resist giving up cash, the essay should also speculate more broadly on the future likelihood of the scenario and cover more diverse reasons for resistance to change. The examples should be relevant and help to illustrate broader societal considerations.

Your opinion

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Don’t leave your opinion until the conclusion.

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...do you agree or disagree?...do you think...?...your opinion...?

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Topic Vocabulary:
  • digital payments
  • convenient
  • efficiency
  • reduce crime
  • tangibility
  • privacy
  • limited access to technology
  • job losses
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