It It has become very common for people to borrow money. Most people have a credit card, a mortgage and öften they will buy a car on credit as well. Is this a good idea or is it too riske? Discuss both views and give your own opinion.

#people #money #credit #card #mortgage #öften #car #idea #riske

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In the contemporary epoch, nowadays it is indispensable for people to have moneylending as a use to attain their needs.

However

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, there are

also

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contradictory sides regarding the utilization of credit cards. In

this

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forthcoming paragraphs, I am going to canvass the stated theme elucidate copious motives, and

then

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interpret why I agreed with

this

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issue.

To begin

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with, the first notion is certain benefits obtained by paying with credits

such

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cashbacks

Correct your spelling

cashback

cash backs

and reward points.

Therefore

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, people prefer to loan to banks to gain something more valuable.

Moreover

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, if there is an emergency which requires us to pay in loads amount of money as soon as possible, loaning can be the solution.

For instance

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, crises occur

such

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as a traffic crash that requires hospitalization and you do not have enough money in your bank account.

Therefore

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, getting credit is not a risky decision, even an investment tool if you have a proper plan and are well-managed.

On the other hand

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, lending can become risky if you are not capable of paying it back to the financial institution.

Furthermore

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, individuals who are not able to repay their debt on time, even loan interest, will face irreversible consequences. To cite an example, a vast of youngsters only afford to pay the minimum charge of credit cards, leading to bankruptcy eventually, which significantly affects their financial records in the future. In a nutshell, loaning can have both merits and demerits, it depends on the person's accountability. Think wisely before you decide to make one, it can bring either fortune or disaster.

Submitted by pnasywasina on Sat Dec 30 2023

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coherence cohesion

Your essay does exhibit a structure, but it could be more logically organized. Ensure that each paragraph clearly presents one main idea and that this idea is developed throughout the paragraph before moving on to the next point.

coherence cohesion

The introduction and conclusion are present, but could be improved. The introduction should more effectively paraphrase the prompt and present a clear thesis statement. The conclusion should restate your main points and thesis without introducing new information.

coherence cohesion

Although you included supporting points, they would benefit from more development and expansion. Work on providing more elaborate explanations and examples that convincingly back up each point you make.

task achievement

Your response covers the task, providing arguments for both views and a personal opinion. However, the response could be more fully extended with explanations and examples. Cover all parts of the task more thoroughly.

task achievement

While your ideas are relevant, they need to be presented more clearly and comprehensively. Avoid generalizations and strive to clarify your points with detail that adds to the reader's understanding.

task achievement

Providing specific examples is crucial to substantiate your arguments. Expand on your examples, ensuring they are directly relevant to the points you're discussing. Avoid vague references.

11
Linking words
meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
1
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 5.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

259 words

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It It has become very common for people to borrow money. Most people have a credit card, a mortgage and öften they will buy a car on credit as well. Is this a good idea or is it too riske? Discuss both views and give your own opinion.

Some People Think That the Government Should Pay for Health Care and Education, but Others Believe It Is Not the Government’s Responsibility. Discuss Both Views and Give Your Own Opinion.

As most people spend a major part of their adult life at work, job satisfaction is an important element of individual wellbeing. What factors contribute to job satisfaction? How realistic is the expectation of job satisfaction for all workers?

Nowadays, more people move away from their families and friends for work. Does this development have more advantages or disadvantages?

many young people today do not spend their weekends or holidays doing activities outdoors in the natural environment, e.g. hiking, mountain climbing. why is this? what can be done to encourage young people to spend more time in the natural environment?

In this technological era, personal information is stored on computers by many companies and organisations. Do you think the advantages of this outweigh the disadvantages? Give reasons for your answer and include any relevant examples from your own knowledge or experience.