Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

Nowadays,

people

tend to buy expensive and unuseful

things

, and most

people

have loans because of buying those. I will discuss what causes

this

phenomenon and the solution to

this

in the following paragraphs. To start with, in my opinion, credit cards are the main reason for

this

because you do not have to pay the bill one for all.

Instead

, you can pay it in split ways.

As a result

,

people

think we can purchase costly stuff. To cite an example

of

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my friend, Grace who is my co-worker likes to go shopping very often. She always goes to shopping malls for clothes, cosmetic products, accessories, and so on. Her finances can not support those

things

.

Thus

, she is in financial difficulties. Why does she want to buy those pricy

things

? Because she wants to look great. Having a pretty appearance is the most important thing

in

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for

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many of us. I believe that

people

should focus on cheaper and more affordable products.

This

could be a remedy. Some cheap stuff still looks wonderful. Why do we need to spend a lot of money on those luxury

things

? If society tells us inexpensive is the best, maybe we can end

this

problem. In a nutshell,

people

want to buy

things

which make them good-looking.

However

, most of us do not have enough money for those.

Therefore

, in my view, the best way to change it is to change the way we think. If the world promotes reasonable goods, we may no longer have

this

issue.