Nowadays,  most  individuals send their money to trading,family and acquaintances with their phones and network connections.From my perspective,it is an absolutely positive development for society and in 
this
 essay, I discussed the main two reasons.
First of all, making transactions online is very convenient for people who Linking Words
have
 not much Add a missing verb
do have
time
 to go to Use synonyms
banks
.Use synonyms
Moreover
,Linking Words
bank
 branches can be far away for most visitors.Use synonyms
For example
, some businessmen want to open a business in another country and there may not be a branch of their Linking Words
bank
 there,in  Use synonyms
this
 situation online Linking Words
bank
 service will be the solution because reaching the Use synonyms
bank
 in person is impossible at that Use synonyms
time
,and  only they need is stable Internet connectivity.Use synonyms
In addition
, it will greatly save Linking Words
time
 for clients  Use synonyms
as well as
 for employees of Linking Words
banks
. Specifically, the main part of work would be executed by AI and robots, Use synonyms
while
 humans will be exempted from hard and dirty jobs.
Linking Words
Secondly
 ,using electronic transfer can let us do it at any Linking Words
time
 of the day and year even on weekends.Use synonyms
Thus
,Linking Words
banks
 working hours and any holiday closings do not disturb people’s transitions.Use synonyms
For instance
, I want to purchase a New Year's gift and Linking Words
consequently
, all the Linking Words
banks
 are closed ,Use synonyms
however
, I can just use a Linking Words
bank
 app which works 24 hours a day and makes a transfer immediately by just pressing a couple of buttons.
In conclusion, in my view using smartphones for transferring money  online makes people’s lives more easier and convenient because they do not  need to worry about Use synonyms
banks
' working hours and locations.Use synonyms