Some people get into debt by buying things they do not need and cannot afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?

#people #debt #behavior #action

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Some

people

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splurge lots of

money

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on unnecessary and unaffordable stuff. It leads them to get into debt. I think

this

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is rooted in over-advertising and financial literacy, but there are some solutions.

Firstly

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, advertising marketing is widespread on social media. Pervasive

advertisements

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just accentuate the benefits of products, which causes

people

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will be tempted to buy dispensable stuff.

This

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means that they promote a consumption culture so that

people

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spend

money

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extravagantly and get into debt. The way to address

this

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problem

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is that authorities will curb advertising companies. It can result in they will not advertise indiscriminately.

For instance

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, nowadays TV programs broadcast advertising frequently, which causes

people

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to be constantly exposed to the danger of pervasive advertising. The authorities should prohibit excessive broadcasting of

advertisements

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on TV. In conclusion,

people

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will not see excessive

advertisements

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, so

people

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will not be affected by them.

Therefore

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, they will not expend too much

money

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on unnecessary and pricy things. The second reason that causes

this

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problem

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, is financial literacy. Some individuals are not aware of financial management to overcome instant shopping pleasure. They cannot preserve their budget and extravagant a lot of

money

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Finally

Linking Words

, they fall into the trap of buying too much.

For instance

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, some

people

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cannot calculate their income and expenses, so they constantly splurge

money

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on their interests. To counteract

this

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problem

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, children from an early age should be taught how to manage their budget and save

money

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for the future perspective.

For instance

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, financial education units should be added to school curriculums.

This

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will allow them to learn new knowledge to manage their budget and will not waste them. In conclusion, I think over-advertising and financial literacy are the reasons for

this

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problem

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However

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, it can be solved by some measures like curbing too many

advertisements

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and teaching children

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show examples

an early age at school.

Submitted by TUTOO on Fri Jul 19 2024

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coherence cohesion

Consider structuring your introduction to give a clearer layout of the points you will discuss.

task achievement

Try to include more specific examples to back up each point further. This could enhance the depth of your argumentation.

coherence cohesion

Your essay has a clear, logical structure and flows well from one point to the next.

task achievement

You provided a comprehensive response to the task with well-explored reasons and solutions.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

6
Linking words
meeting the goal of 7 or more
4
Word repetition
meeting the goal of 3 or fewer
1
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

7.5

Logical structure

Introduction & conclusion present

7.5

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.5

Complete response

7.5

Clear & comprehensive ideas

7.5

Relevant & specific examples

Appropriate word count

4 paragraphs

309 words

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Topic Vocabulary:

consumerism
financial literacy
impulse buying
credit score
debt management
sustainable living
emotional spending
budgeting skills
peer pressure
retail therapy
frugality
credit limit
financial counseling
minimalistic lifestyle

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Some people get into debt by buying things they do not need and cannot afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?

Your opinion

The process of producing drinking water by solar power powdered pump and filter.

Some people believe that having sport in schools is a waste of time and resources, whilst other people believe that sport in schools is a vital part of education. Discuss both views and give your opinion.

write letter of recommendation for medical scholarship

Some people say that experiences a child has before starting schools have the most influence on their future life. Others say that experience as teenagers, especially at school, are more influential. Discuss both views and give your opinion.

In recent times, many people have focused on the negative effects advertising has on children’s health, behaviour and family relationships. Advertising to children should be banned. To what extent do you agree or disagree?