It is better to save money than to spend it. How far do you agree with this statement? Is saving more important than spending in today’s world?

With the world in

a

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apply

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continuous economic turmoil, many of us face

difficult

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difficulty

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in managing our

money

. Personally, I

fell

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feel

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that saving is better than spending, and I will explain why.

Firstly

, saving

money

is a kind of insurance for the future. It is possible,

for example

, that a person might meet unemployment, illness or other problems which

requires

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require

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to spend

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spending

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money

to be solved. It is essential to have some funds in reserve for these situations and saving is the only way to achieve

this

.

Moreover

, I believe that saving is itself a good discipline for people to develop, as it builds skills

of

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in

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planning, organizing and reaching targets. If people save a small amount of

money

monthly

at

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in

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the end they will build a quite large sum.

Finally

, we have to remember the reasons for the current economic problems in the world. The crisis was caused by excessive spending and insufficient saving, not just by individuals, but by corporations and even governments themselves. Saving should be used as a universal strategy now. I do appreciate that some people think differently, believing that it is better to live for the moment and spend

accordingly

.

While

some daily spending is essential, of course, I feel

this

a

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is a

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potentially unwise viewpoint, especially considering the

uncertain

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uncertainty

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of

future

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the future

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.

To conclude

, I believe that saving

money

is the wiser

behavior

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behaviour

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, not just for an economic reason but

also

for

a

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personal growth. Saving is an invaluable skill and a protection against uncertainty.