Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debts back. Do the advantages of credit cards outweigh the disadvantages?

Over the
last
few decades,it has become more convenient to ask for a
credit
card
.
In other words
,the majority of
people
open a bank account and give a
credit
card
in order to use it for purchasing their goods.Whilst,it is argued by some
people
that they have some difficulties to pay their
debts
.In
this
essay,I will address some benefits and drawbacks of
this
subject and I will explain if the upsides of having
credit
Correct article usage
a credit
show examples
card
outweigh the downsides. Let's begin by looking at some benefits of
credit
card
Fix the agreement mistake
cards
show examples
.
Firstly
,
people
who have applied a
credit
card
are more comfortable for shopping or buying their stuff from stores.
That is
to say,if
people
use
credit
card
Fix the agreement mistake
cards
show examples
,they will be able to keep a considerable amount of money in a plastic
card
regardless of anyone know how much is in their
credit
card
.
Secondly
,using
credit
Add an article
a credit
show examples
card
is safer than
carring
Correct your spelling
carrying
some money
on
Change preposition
in
show examples
Correct article usage
a wallets
show examples
wallets
Fix the agreement mistake
wallet
show examples
.
It is clear that
credit
card
Fix the agreement mistake
cards
show examples
can decrease the financial damages when a robbery happens. Turning to the other
sides
Fix the agreement mistake
side
show examples
of the argument,
credit
cards have some significant disadvantages.One of the notable cons is that
credit
cards can be hacked by some mobile applications when
people
purchase something from websites and these hackers may withdraw all of the money which exists in an account.Because of
this
,little do
people
prefer to use cash so as to decline the risk of being hacked by some
unknkown
Correct your spelling
unknown
programs.Another striking
drawbacks
Replace the adjective
drawback
show examples
is that some
people
find it so tough to pay
debts
.In
this
case,not only are
people
overdrawn,but
also
they may be obliged to help from a subsidiary company so that they can pay their
debts
.
To conclude
,despite the fact that asking for a
credit
card
has some benefits for consumers
such
as
comfortably
Replace the word
comfort
show examples
and high safety.It
also
has some momentous demerits.By way of examples,the risk of being hacked and a lot of
debts
.
As a consequence
,I
thnik
Correct your spelling
think
,the advantages of
credit
card
Fix the agreement mistake
cards
show examples
outweigh
disadvantages
Correct article usage
the disadvantages
show examples
.
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introduction conclusion
The essay starts with a clear introduction and ends with a concise conclusion, summarizing the points effectively.
task response
You cover both the advantages and disadvantages of credit cards in a balanced manner, which fulfills the task response criterion quite well.

Answer the 'Problem and Solution' topic

Problem-and-solution essays fall naturally into two parts, the first describing and exploring the problem, the second setting out the solution or solutions.

You essay structure should look something like this:

  • Introduction
  • Body paragraph 1 – Problems
  • Body paragraph 2 – Solutions
  • Conclusion

Examples to start your body paragraph:

  • One of the first problems of the...
  • Another problem that needs to be considered...
  • A possible solution to this problem would be...
  • One immediate practical solution is to...

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Essentional vocabulary list for IELTS Writing 7+

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Topic Vocabulary:
  • convenience
  • flexibility
  • financial security
  • unexpected expenses
  • rewards and incentives
  • cashback
  • airline miles
  • impulse buying
  • accumulating debt
  • high interest rates
  • minimum payments
  • credit score
  • borrowing capacity
  • reliance
  • saving habits
  • financial vulnerability
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