Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debts back. Do the advantages of credit cards outweigh the disadvantages?

#credit #card #people #debts #cards

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Over the

last

few decades,it has become more convenient to ask for a

credit

card

In other words

,the majority of

people

open a bank account and give a

credit

card

in order to use it for purchasing their goods.Whilst,it is argued by some

people

that they have some difficulties to pay their

debts

.In

this

essay,I will address some benefits and drawbacks of

this

subject and I will explain if the upsides of having

credit

Correct article usage

a credit

show examples

card

outweigh the downsides. Let's begin by looking at some benefits of

credit

card

Fix the agreement mistake

cards

show examples

Firstly

people

who have applied a

credit

card

are more comfortable for shopping or buying their stuff from stores.

That is

to say,if

people

use

credit

card

Fix the agreement mistake

cards

show examples

,they will be able to keep a considerable amount of money in a plastic

card

regardless of anyone know how much is in their

credit

card

Secondly

,using

credit

Add an article

a credit

show examples

card

is safer than

carring

Correct your spelling

carrying

some money

Change preposition

show examples

Correct article usage

a wallets

show examples

wallets

Fix the agreement mistake

wallet

show examples

It is clear that

credit

card

Fix the agreement mistake

cards

show examples

can decrease the financial damages when a robbery happens. Turning to the other

sides

Fix the agreement mistake

side

show examples

of the argument,

credit

cards have some significant disadvantages.One of the notable cons is that

credit

cards can be hacked by some mobile applications when

people

purchase something from websites and these hackers may withdraw all of the money which exists in an account.Because of

this

,little do

people

prefer to use cash so as to decline the risk of being hacked by some

unknkown

Correct your spelling

unknown

programs.Another striking

drawbacks

Replace the adjective

drawback

show examples

is that some

people

find it so tough to pay

debts

.In

this

case,not only are

people

overdrawn,but

also

they may be obliged to help from a subsidiary company so that they can pay their

debts

To conclude

,despite the fact that asking for a

credit

card

has some benefits for consumers

such

comfortably

Replace the word

comfort

show examples

and high safety.It

also

has some momentous demerits.By way of examples,the risk of being hacked and a lot of

debts

As a consequence

thnik

Correct your spelling

think

,the advantages of

credit

card

Fix the agreement mistake

cards

show examples

outweigh

disadvantages

Correct article usage

the disadvantages

show examples

Submitted by TUTOO on Wed Sep 11 2024

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introduction conclusion

The essay starts with a clear introduction and ends with a concise conclusion, summarizing the points effectively.

task response

You cover both the advantages and disadvantages of credit cards in a balanced manner, which fulfills the task response criterion quite well.

Answer the 'Problem and Solution' topic

Problem-and-solution essays fall naturally into two parts, the first describing and exploring the problem, the second setting out the solution or solutions.

You essay structure should look something like this:

Introduction
Body paragraph 1 – Problems
Body paragraph 2 – Solutions
Conclusion

Examples to start your body paragraph:

One of the first problems of the...
Another problem that needs to be considered...
A possible solution to this problem would be...
One immediate practical solution is to...

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11
Linking words
meeting the goal of 7 or more
4
Word repetition
meeting the goal of 3 or fewer
16
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

313 words

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Topic Vocabulary:

convenience
flexibility
financial security
unexpected expenses
rewards and incentives
cashback
airline miles
impulse buying
accumulating debt
high interest rates
minimum payments
credit score
borrowing capacity
reliance
saving habits
financial vulnerability

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Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debts back. Do the advantages of credit cards outweigh the disadvantages?

Answer the 'Problem and Solution' topic

Nowadays, people get married and have children after age of 30. Is it a positive or negative development? Give your opinion and examples based on your experiences.

Studies have shown that most criminals have low levels of education. Because of this many believe that the best way to reduce crime is to educate prisoners so they can get a job after being released. To what extent do you agree or disagree?

Some people believe that to reduce industrial pollution, a tax should be imposed on companies, while others believe that different measures should be taken to solve the problem. Discuss both views and give your opinion.

Many countries have embraced tourism as a way to boost their economies and create local jobs for local residents. Some argue that tourism can have negative impacts on the environment and cultures. What are the advantages and disadvantages of tourism for a country?