IELTS Writing Correction Service
Writing Samples
Band 5

Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debts back. Do the advantages of credit cards outweigh the disadvantages?

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Over the
last
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 few decades,it has become more convenient to ask for a
credit
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card
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.
In other words
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,the majority of
people
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 open a bank account and give a
credit
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card
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 in order to use it for purchasing their goods.Whilst,it is argued by some
people
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 that they have some difficulties to pay their
debts
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.In
this
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 essay,I will address some benefits and drawbacks of
this
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 subject and I will explain if the upsides of having
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credit
Correct article usage
a credit
show examples
card
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 outweigh the downsides. Let's begin by looking at some benefits of
credit
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Use synonyms
card
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cards
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.
Firstly
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,
people
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 who have applied a
credit
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card
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 are more comfortable for shopping or buying their stuff from stores.
That is
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 to say,if
people
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 use
credit
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card
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cards
show examples
,they will be able to keep a considerable amount of money in a plastic
card
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 regardless of anyone know how much is in their
credit
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card
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.
Secondly
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,using
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credit
Add an article
a credit
show examples
card
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 is safer than
carring
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carrying
 some money
on
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in
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Correct article usage
a wallets
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wallets
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wallet
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.
It is clear that
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credit
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Use synonyms
card
Fix the agreement mistake
cards
show examples
 can decrease the financial damages when a robbery happens. Turning to the other
sides
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side
show examples
 of the argument,
credit
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 cards have some significant disadvantages.One of the notable cons is that
credit
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 cards can be hacked by some mobile applications when
people
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 purchase something from websites and these hackers may withdraw all of the money which exists in an account.Because of
this
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,little do
people
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 prefer to use cash so as to decline the risk of being hacked by some
unknkown
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unknown
 programs.Another striking
drawbacks
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drawback
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 is that some
people
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 find it so tough to pay
debts
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.In
this
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 case,not only are
people
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 overdrawn,but
also
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 they may be obliged to help from a subsidiary company so that they can pay their
debts
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.
To conclude
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,despite the fact that asking for a
credit
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card
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 has some benefits for consumers
such
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 as
comfortably
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comfort
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 and high safety.It
also
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 has some momentous demerits.By way of examples,the risk of being hacked and a lot of
debts
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.
As a consequence
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,I
thnik
Correct your spelling
think
,the advantages of
credit
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Use synonyms
card
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cards
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 outweigh
disadvantages
Correct article usage
the disadvantages
show examples
.

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introduction conclusion
The essay starts with a clear introduction and ends with a concise conclusion, summarizing the points effectively.
task response
You cover both the advantages and disadvantages of credit cards in a balanced manner, which fulfills the task response criterion quite well.

Answer the 'Problem and Solution' topic

Problem-and-solution essays fall naturally into two parts, the first describing and exploring the problem, the second setting out the solution or solutions.

You essay structure should look something like this:

  • Introduction
  • Body paragraph 1 – Problems
  • Body paragraph 2 – Solutions
  • Conclusion

Examples to start your body paragraph:

  • One of the first problems of the...
  • Another problem that needs to be considered...
  • A possible solution to this problem would be...
  • One immediate practical solution is to...

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Topic Vocabulary:
  • convenience
  • flexibility
  • financial security
  • unexpected expenses
  • rewards and incentives
  • cashback
  • airline miles
  • impulse buying
  • accumulating debt
  • high interest rates
  • minimum payments
  • credit score
  • borrowing capacity
  • reliance
  • saving habits
  • financial vulnerability
What to do next:
Look at other essays: