It is stated that 
individuals
 should be responsible for their own pensions, as the Use synonyms
government
 should not take Use synonyms
this
 into consideration. Linking Words
However
, many Linking Words
individuals
 argue it is their own responsibility to provide  Use synonyms
retirement
,and Use synonyms
Imostly
 disagree with Correct your spelling
I mostly
this
 idea.
Admittedly, people should consider their Linking Words
retirement
 for several causes. One of the obvious reasons is that personal financial responsibilities incentivize better future financial planning. Use synonyms
This
 means that they will calculate their expenses,and after analyzing, Linking Words
this
 pattern encourages them to save their money. Linking Words
Additionally
, if citizens provide their own pensions, the authorities might divert their money from Linking Words
this
 to other social services, Linking Words
such
 as education, and health care. Linking Words
For instance
, in Finland, a significant proportion of the population supplies their own savings;Linking Words
consequently
, the country focuses on Linking Words
signigicant
 sectors. 
Correct your spelling
significant
Nevertheless
,  despite Linking Words
retirement
 fund planning helping the country, it leads to inequality among city dwellers. A primary reason is that relying solely on personal savings might contribute to difficulties. As long as, not many Use synonyms
individuals
 are sufficiently affluent to secure future finances, Use synonyms
prodiving
 their own Correct your spelling
providing
retirement
 pushes them into trouble. Use synonyms
For instance
, in Azerbaijan, more and more people are at a low-income level which does not sound enough good to provide Linking Words
their
 own Change preposition
for their
retirement
. Use synonyms
Furthermore
, I think that it is the duty of the Linking Words
government
 to fund the pension system owing to Use synonyms
individuals
 contributing to the Use synonyms
government
 through taxes and labour during their working years. Use synonyms
Hence
, providing Linking Words
retirement
 plays a significant role in respecting their senior citizens. 
In conclusion, Use synonyms
while
 funding their own Linking Words
retirement
 fosters individual accountability and helps the Use synonyms
government
 to allocate its budget to other socioeconomic parts, I am of the opinion that authorities should be responsible for Use synonyms
this
 and it is their duty.Linking Words