It is the responsibility of individuals to save and provide for their own retirement. Governments have no obligation to provide this benefit. To what extent do you agree or disagree with this statement? Give reasons for your answer and include any relevant examples from your knowledge or experience. You should write at least 250 words.

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It is stated that
individuals
Use synonyms
should be responsible for their own pensions, as the
government
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should not take
this
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into consideration.
However
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, many
individuals
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argue it is their own responsibility to provide
retirement
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,and
Imostly
Correct your spelling
I mostly
disagree with
this
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idea. Admittedly, people should consider their
retirement
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for several causes. One of the obvious reasons is that personal financial responsibilities incentivize better future financial planning.
This
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means that they will calculate their expenses,and after analyzing,
this
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pattern encourages them to save their money.
Additionally
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, if citizens provide their own pensions, the authorities might divert their money from
this
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to other social services,
such
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as education, and health care.
For instance
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, in Finland, a significant proportion of the population supplies their own savings;
consequently
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, the country focuses on
signigicant
Correct your spelling
significant
sectors.
Nevertheless
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, despite
retirement
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fund planning helping the country, it leads to inequality among city dwellers. A primary reason is that relying solely on personal savings might contribute to difficulties. As long as, not many
individuals
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are sufficiently affluent to secure future finances,
prodiving
Correct your spelling
providing
their own
retirement
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pushes them into trouble.
For instance
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, in Azerbaijan, more and more people are at a low-income level which does not sound enough good to provide
their
Change preposition
for their
show examples
own
retirement
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.
Furthermore
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, I think that it is the duty of the
government
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to fund the pension system owing to
individuals
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contributing to the
government
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through taxes and labour during their working years.
Hence
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, providing
retirement
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plays a significant role in respecting their senior citizens. In conclusion,
while
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funding their own
retirement
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fosters individual accountability and helps the
government
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to allocate its budget to other socioeconomic parts, I am of the opinion that authorities should be responsible for
this
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and it is their duty.
Submitted by ilkin.abdullaev04 on

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task achievement
Ensure your main points are clearly supported with detailed examples. This will make your argument stronger.
coherence cohesion
Try to enhance the logical flow of your essay by improving paragraph transitions and connections between ideas.
coherence cohesion
You provide a clear introduction and a concluding paragraph that summarizes your stance effectively.
task achievement
You tackle both sides of the argument and offer relevant examples, demonstrating a balanced view.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

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Topic Vocabulary:
  • retirement savings
  • financial planning
  • economic circumstances
  • government provision
  • basic state pension
  • financial independence
  • income disparities
  • aging populations
  • social safety net
  • tax burden
  • financial education
  • quality of life
  • personal financial responsibility
  • social inequality
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