It is the responsibility of individuals to save and provide for their own retirement. Governments have no obligation to provide this benefit. To what extent do you agree or disagree with this statement? Give reasons for your answer and include any relevant examples from your knowledge or experience. You should write at least 250 words.

Individuals

should be responsible for saving their own

pension

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pensions

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, as the

government

should not take

this

into consideration.

However

, many

individuals

argue it is their own responsibility

for providing

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to provide

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the

Correct article usage

apply

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retirement

, I mostly disagree with

this

point of view. Admittedly, proponents of personal responsibility claim that people should consider their

retirement

, One of the obvious reasons is that it encourages

individuals

to plan their future financial needs.

This

means that they will calculate their expenses,and after analyzing,

this

pattern incentives to save their money.

Furthermore

, if citizens could provide their own pensions, the

government

could divert its money to other social services,

such

as education and healthcare. As an example, in Finland, a significant proportion of the population provides their own

retirement

savings;

consequently

, the country focuses on as much priority as sectors.

Nevertheless

, despite

retirement

planning helping the country, it leads to inequality among

city-dwellers

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city dwellers

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. A primary justification is that relying solely on personal savings might contribute to difficulties. As long as , not many

individuals

are sufficiently affluent to secure future finances, leading to burden problems.

For instance

, in Azerbaijan, more and more people are at low-income levels which

do

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does

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not sound enough good to provide their own

retirement

.

Additionally

, I think that it is the duty of the

government

to fund the pension system owing to

individuals

contribute

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contributing

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to tax society through taxes and

labor

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labour

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during their working years.

Hence

, providing

retirement

plays a significant role

to respect

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in respecting

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their senior citizens. In conclusion,

while

funding their own

retirement

fosters individual accountability and

help

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helps

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the

government

to allocate its budget to other socioeconomic parts, I am of the opinion that authorities should be responsible for

this

and it is their duty.