It has become very common for people to borrow money. Most people havea credit card, a mortagage and often they will buy a car on credit as well. Is this a good idea or is it too risky? Discuss both views and give your own opinion.

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There is no denying the fact that living
cost
Fix the agreement mistake
costs
show examples
was
Verb problem
have
show examples
increased recently.
While
it is a commonly held belief that borrowing money became a must to afford
this
high cost, there is
also
an argument that the majority of people have
a credit cards
Correct the article-noun agreement
a credit card
credit cards
show examples
,
Correct word choice
and mortagage
show examples
mortagage
Correct your spelling
mortgage
mortgages
to buy a car.
This
essay will analyze
this topics
Change the determiner
this topic
these topics
show examples
from both points of view and express my opinion.
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coherence cohesion
Consider developing your introduction further by outlining the key points you'll discuss. This helps set the stage for a clear analysis.
task achievement
Ensure your essay addresses both views – the idea that borrowing is necessary and that it may be too risky. Make sure each viewpoint is balanced with examples.
task achievement
Provide examples or statistics to back up your points about borrowing being essential or risky, as this strengthens the relevance of your discussion.
introduction
The introduction effectively introduces the topic of borrowing money in today's economy.

Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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