It has become very common for people to borrow money . Most of people have a credit card a mortgage and often they will buy a car on credit as well . Is this goid idea or is it too risky? Discuss both views and give your opinion.

#people #money #credit #card #mortgage #car #goid #idea

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These days, the main factor

that is

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really popular among the global communities is borrowing

money

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in the face of a credit card or mortgage to buy accommodations, cars, and so on. A group of people think that

this

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way is the best method

while

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the other ones have a reverse perspective. In my opinion,

this

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trend is the best way for citizens owing to the fact that it aids them to spend their

money

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on their goals without investing extra

money

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and it is the best selection for solving their matters really fast. On the one hand, when people can buy several devices or their house without saving

money

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by credit card, they set an aim for themselves to spend their

money

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on their Loan repayment.

For example

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, by

this

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method, they have their own home and do not need to pay for borrowing another home and saving

money

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to buy their house.

As a result

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this

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method of spending

money

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helps them to have high-quality lifestyles.

On the other hand

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This

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financial status has a variety of economic impacts. In fact, people use the government's

money

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for their basic necessities;

consequently

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, if the authorities are not able to manage

this

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credit cycle,

then

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their financial stability changes and triggers an adverse situation for countries and the fashion of the economy reduces.

To sum up

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, In my opinion, borrowing

money

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is a positive trend that aids the inhabitants to attain their objective really fast and has some profit for them when they do not pay extra

money

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for one thing.

However

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, it has a negative influence on the economy when the government cannot control it.

Submitted by maryamkazemi968 on Tue Dec 31 2024

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task achievement

Try to provide more specific examples to support your points. This will make your argument stronger and more convincing.

coherence cohesion

Some sentences need restructuring for better clarity. Reviewing sentence structure will enhance the overall clarity and coherence.

coherence cohesion

The essay has a clear introduction and conclusion that encapsulate the main ideas.

task achievement

The ideas presented are comprehensive and provide a balanced discussion of both views.

Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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10
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meeting the goal of 7 or more
1
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

276 words

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Topic Vocabulary:

Financial stability
Debt management
Interest rates
Creditworthiness
Loan repayment
Economic impact
Fiscal responsibility
Consumer behavior
Asset acquisition
Credit cycle
Default risk
Liquidity
Financial planning
Credit limit
Down payment
Income-to-debt ratio
Repossession
Amortization
Secured/unsecured loan
Investment
Compulsive spending
Insolvency

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It has become very common for people to borrow money . Most of people have a credit card a mortgage and often they will buy a car on credit as well . Is this goid idea or is it too risky? Discuss both views and give your opinion.

Fully explain your ideas

Although more and more people read news on the Internet, newspaper will remain the most important source of news. Do you agree or disagree?

In some countries young people are not only richer, but also safer and healthier than ever before. However, they are often less happy. What do you think are the reasons for this and what can be done to help?

Topic: The increase in the production of consumer goods results in damage to the natural environment. What are the causes of this? What can be done to solve this problem?

Plastic bags, bottles, and plastic packaging are bad for the environment. What damage does plastic do to the environment? What can be done by governments and individuals to slove this problem? Give reasons for your answer and include relevant examples from your own knowledge and experience.

In the past, when students did a university degree, they tended to study in their own country. Nowadays, they have more opportunities abroad. What are the advantages and disadvantages of this development?