In many countries, there is an increasing trend in using mobile phone apps for payment purpose instead of old way of cash handling. What is your opinion. Explain with examples.

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The
payment
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methods in many countries have improved with the advancement of technology, where they do everything cashless. I believe that it brings tons of benefits as the process of
payment
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becomes easier. As a cashless individual myself,
i
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I
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find it more effective to just use my phone for every
payment
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, without having to withdraw
cash
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every day. In
this
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essay, I will explain more regarding the topic. To start with, using mobile phone apps to pay has started with the development of mobile banking. Where we do not have to operate the ATM machine to check our balance, send money, and proceed with
payment
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.
Instead
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, we can just simply operate everything on our phones
instead
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. I used to run out of
cash
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a lot
,
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apply
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since I found it inefficient to keep coming back to the ATM to withdraw
cash
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. Now, we use QR codes and virtual codes to scan invoices and payments.
For instance
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, to pay for e-commerce, we can just copy and paste the virtual account to our bank apps effortlessly.
Therefore
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, the benefits of cashless are undeniable.
While
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it is true, that we might still need some emergency
cash
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to keep. But as the world keeps evolving, I feel like, in the future,
cash
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in hand will be completely abandoned. As an example, we used to pay for highways in
cash
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here in Indonesia, but as of the
last
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five years, we have been instructed to use e-money
instead
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. The chances of it happening to other sectors are quite high. In conclusion, the trend of using mobile phone apps for
payment
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purposes
instead
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of the old way of
cash
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handling is increasing. Some people might find it more effective and easier and I personally agree with the statement.
Submitted by iigness05 on

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coherence cohesion
Ensure a clearer link between points for smoother logical flow throughout your essay. This can enhance coherence and cohesion.
task achievement
Try to elaborate further on the examples given to strengthen your arguments and illustrate points clearly.
task achievement
A strong introductory paragraph clearly sets the stage for the discussion by expressing a clear opinion.
task achievement
You have utilized specific examples, like the transition to e-money for highways, which effectively illustrate your points.
coherence cohesion
The essay has a logical flow with a clear beginning, middle, and end, reinforcing the importance of introduction and conclusion.

Use cohesive linking words accurately and appropriately

Linking words are very important in your essay.

To score effectively on your IELTS exam, you should make an effort to implement short concise sentences coupled with linking words.

Almost every sentence in your essay should have a linking word of some sort.

In fact, the only sentences that can omit linking words are your background sentence and thesis.

Linking word examples:

  • firstly
  • secondly
  • thirdly
  • in additional
  • moreover
  • also
  • for example
  • for instance
  • therefore
  • however
  • although
  • even though
  • despite

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Topic Vocabulary:
  • Digital wallet
  • Cryptocurrency
  • Cashless society
  • Mobile banking
  • Contactless payment
  • Financial literacy
  • Cybersecurity
  • Transaction fees
  • Near Field Communication (NFC)
  • Peer-to-peer (P2P) transfer
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