Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

#plastic #money #replacements #credit #debit #cards #banknotes #coins

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Plastic

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currencies have become one of the most prevalent means of payment in the modern world. In

this

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essay, I will explore both the benefits and drawbacks they brought to society. On the one hand, paying

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for

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plastic

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money replacements is far more convenient than

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apply

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traditional ways. There is no need for individuals to carry a large amount of cash when they use credit

cards

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to make purchases in physical stores.

In addition

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, many banks offer tools,

such

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as financial apps, that allow users to track their spending with credit and debit

cards

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, which helps users

Verb problem

apply

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manage their budgets more efficiently compared to cash.

On the other hand

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, the substitution of

plastic

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cards

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causes various crimes. First of all, some paying platforms lack

capital

Add an article

the capital

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to pay for cybersecurity services.

As a result

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, experienced hackers are able to access consumers’ personal information and passwords for their

cards

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easily.

Secondly

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, its function of paying without carrying cash provides a better way for illegal transactions like drug dealings to avoid being noticed in public. In conclusion,

plastic

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money replacements enhance convenience and efficiency for people,

while

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fostering different types of crimes that do not exist before.

Submitted by a9572111067 on Sun Jan 12 2025

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task achievement

Consider providing more specific examples for both advantages and disadvantages to enhance your arguments. For instance, mention real-world instances of data breaches or efficient budget management.

coherence cohesion

Clarify the structure within paragraphs to improve the flow. Using transitional phrases could help the reader follow your argument more easily.

introduction conclusion present

The essay offers a comprehensive introduction and conclusion, clearly framing the discussion topic and summarizing the main points.

logical structure

The logical structure of the essay effectively separates and discusses the advantages and disadvantages of plastic money replacements.

Word Count

IELTS says that you should write a minimum of 250 words in writing task 2. If you go under word count you will lose marks in task response.

A very long essay will not give you a higher band score.

Aim for between 260 to 290 words in writing task 2. This will ensure a concise essay and will be realistic in terms of time management. You have only 40 minutes to write the essay and you need around 10 minutes of planning time, so you will not be able to write a long essay in 30 minutes.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

7
Linking words
meeting the goal of 7 or more
2
Word repetition
meeting the goal of 3 or fewer
4
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 6.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

195 words

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Topic Vocabulary:

Plastic money
Credit and debit cards
Banknotes
Coins
Transactions
Convenience
Security
Unauthorized transactions
Budget management
Financial apps
Acceptance
Global reach
Versatile
Dependence on technology
Technology malfunction
Privacy concerns
Data privacy
Data breaches
Overspending
Accumulating debt
High-interest rates
Fees

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Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

Word Count

Some people say that is better to work for a large company than a small one. Do you agree or disagree?

Some countries are considering imposing curfews in which teenagers will not be allowed outdoors at night unless they are accompanied by an adult. To what extent do you agree or disagree with this policy?

Caring for children is an important thing of the society it is suggested that all mothers and fathers should be required to take child care training courses to what extent do you agree or disagree?

Some teachers think that changing subjects with every lesson will help their students focus more. However, other teachers think that offering their students several lessons on the same subject in a row will help them focus more. Which opinion do you think is better?

Some cities create housing areas by providing taller buildings. Others create housing by building houses on a wider area of land. What solution is better?