Some people get into debt by buying things they don’t need and cannot afford. What are the reasons for this behaviour? What actions can be taken to prevent people from having this problem?

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Many
people
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buy lots of
things
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that are not important
also
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they can not afford them. There are several reasons behind
this
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issue
such
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as peer pressure and social media impact . In order to address
this
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problem they have to focus on the essential
things
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and be aware of their financial states.
To begin
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with , one of the main reasons that drives
people
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to buy non-essential items is social impact .
Therefore
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they try to look for trendy items regardless of the precise. Like buying the
last
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iPhone or car to show society that they are rich or have money .
For instance
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,a recent study showcased that there were 70 per cent of
people
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bought unnecessary
things
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because social media has a strong effect on
people
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's interests which has put pressure on their budgets. In order to tackle
this
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issue , there are some effective ways to control random purchasing . Concentrate on the necessary stuff and
then
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luxurious
things
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, through making a list of the most important
things
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for
this
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month or year in order to avoid excessive purchases
.
Correct your spelling
For
for example
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, there was a statistic measured how many
people
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are satisfied with their current condition and the percentage showed 80 per cent comfortable
due to
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organized their priorities
moreover
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it opened up for more space to buy a luxury thing .
To sum up
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, purchasing a new thing without benefits must be taken as a serious problem .The primary factors are following what the majority of
people
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do and lack of financial management which in turn leads to debts and bankruptcy
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task achievement
Include specific examples that directly relate to the topic. For instance, you can mention specific social media influencers or financial apps that promote unnecessary spending.
coherence cohesion
Ensure all ideas are presented clearly, and sentences smoothly transition from one to the next. Consider using more linking words or phrases to enhance logical progression.
coherence cohesion
The essay has a clear introduction and conclusion, making it easy for the reader to grasp the main points from the start.
task achievement
The main points regarding the influence of social media and financial management issues are relevant and well-addressed.
Topic Vocabulary:
  • consumer culture
  • financial education
  • instant gratification
  • peer pressure
  • social status
  • credit and loans
  • financial responsibility
  • public awareness campaigns
  • debt management
  • regulate
  • impose
  • preventive actions
  • advertising influence
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