In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common.” Does this development have more advantages or more disadvantages? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

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There is a belief that paying without cash via applications on the
phone
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is more common these days. From my point of view, I generally agree with
this
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statement
however
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, there are some drawbacks that we should take into consideration. There are some advantages to paying online.
Firstly
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, the majority of people take their phones wherever they go. So, it is convenient to pay via
phone
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but it might not
possible
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be possible
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to bring money for different reasons
such
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as insufficient time to get money from an ATM. More to add, it is much safer not to carry cash. In the online method, only the owner of the account can access payment. There are some disadvantages to
this
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kind of payment,
Firstly
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, depending on technology might cause some problems.
For example
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, someone might forget their
phone
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or even their
phone
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is shut down because of no electricity charge, so could not buy their needs.
secondly
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, I've mentioned the safety of using online methods
although
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, if we don't care about the applications' privacy and download them from an unknown source, online hackers invade our privacy
in
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apply
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which, increases financial vulnerability.
To sum up
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, I agree that the technology of online payment is growing rapidly and the positive feedback on
this
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method outweighs the drawbacks.

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task achievement
Try to provide more specific examples to support your points, which would help to clarify your ideas and make your arguments more compelling.
coherence and cohesion
Ensure that your paragraphs have a clear topic sentence and that each point flows logically to the next.
task achievement
Consider a more balanced approach when discussing advantages and disadvantages, which could enhance the overall presentation of your argument.
task achievement
You have a clear stance on the topic, indicating your agreement with the shift towards mobile payments.
task achievement
You successfully identified both the advantages and disadvantages of mobile payment applications, which is crucial to the discussion.

Word Count

IELTS says that you should write a minimum of 250 words in writing task 2. If you go under word count you will lose marks in task response.

A very long essay will not give you a higher band score.

Aim for between 260 to 290 words in writing task 2. This will ensure a concise essay and will be realistic in terms of time management. You have only 40 minutes to write the essay and you need around 10 minutes of planning time, so you will not be able to write a long essay in 30 minutes.

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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