The chart below shows the average household spending pattern for households in three income categories as a proportion of their income.

The diagram illustrates the average household spending patterns across three

income

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groups, presented as a proportion of their

income

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.

Overall

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, household expenses differ across the three categories, with housing consistently taking up the largest share at nearly 30%. Education accounts for the smallest portion of spending among low- and middle-

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groups,

while

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high-

income

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households

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spend the least on eating out. For both low- and middle-

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earners, transport ranks as the second-highest expense, each close to 20%.

In contrast

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, high-

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households

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prioritize retirement savings, allocating around 17% of their

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to it. Among low-

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families, food at home and utilities each represent about 13% of the budget,

whereas

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middle-

income

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households

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dedicate roughly 10% to retirement savings. Transport ranks third among high-

income

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earners, comprising 15% of their spending. Education remains the least funded category for the lower two groups, with spending ranging from 3.5% to 4%.

On the other hand

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, eating out receives the smallest share among wealthier

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, accounting for about 5% of their

income

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.