Students leave high school without learning about how to manage their money. What are the reasons for this? What can be improved in students’ understanding of how to manage their finances?

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In the modern world, it is undeniable that many

students

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graduate from high

school

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without adequate knowledge of how to manage their finances.

This

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issue has become increasingly important as young people face more complex financial decisions. In

this

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essay, an attempt will be made to examine the causes of

this

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problem and suggest possible solutions. One of the most apparent causes is that financial

education

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is not prioritised in

school

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curricula. To illustrate, most

education

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systems focus heavily on academic subjects

such

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as mathematics, science, and language,

while

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practical life skills are often overlooked.

For instance

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students

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may learn theoretical concepts but have little exposure to real-world topics

such

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as budgeting, saving, or managing debt.

In addition

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, some teachers may lack the training or resources to teach financial literacy effectively, which

further

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limits

students

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’ understanding of money management. The main solution that should not be overlooked is that schools should integrate financial

education

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into the curriculum. To clarify, introducing subjects related to personal finance can equip

students

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with essential skills for adult life.

For example

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, lessons on budgeting, investing, and responsible spending can help

students

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make informed financial decisions.

Furthermore

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, practical activities

such

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as simulations, workshops, or collaboration with financial experts can enhance learning. Parents

also

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have a role to play by teaching children about money management at home, reinforcing what is learned in

school

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. To recapitulate, it is evident that the lack of financial knowledge among

students

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is mainly caused by insufficient emphasis on practical

education

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and limited teaching resources,

while

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effective solutions include integrating financial literacy into

school

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programmes and encouraging parental involvement.

Therefore

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, it is essential to address

this

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issue to prepare

students

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for financial independence in the future.

warawutwangphrom

Apr 20, 2026

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task response

For task response, you answer both parts of the question, but your ideas could be more full. Add one more clear reason and one more clear way to improve student money skills.

task response

For task response, your examples are good, but they are a bit general. Use a more real and specific example, like school bank projects or a weekly budget plan for students.

coherence and cohesion

For coherence and cohesion, your essay is easy to follow because it has clear paragraphing. To make it even better, link ideas in a more natural way and do not use too many set phrases like "To illustrate" and "To clarify".

coherence and cohesion

For coherence and cohesion, some topic sentences are clear, but you can develop each main point more before moving to the next one. This will make the flow stronger.

task response

For task response, you fully address the question by giving reasons and solutions.

coherence and cohesion

For coherence and cohesion, your essay has a clear introduction, body paragraphs, and conclusion.

coherence and cohesion

For coherence and cohesion, your ideas move in a logical order and are easy to understand.

Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

Summary
Restatement of thesis
Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

In conclusion
To conclude
To summarize
Finally
In a nutshell
In general

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10
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

283 words

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Topic Vocabulary:

money
save
spend
debt
loan
bank
cash
card
budget
plan
income
cost
price
tax
bill
job
earn
save up
goal
decision
risk
learn
teach
family
parents
school
teacher
club
project
practice
money skills

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Students leave high school without learning about how to manage their money. What are the reasons for this? What can be improved in students’ understanding of how to manage their finances?

The internet has a bigger impact on people’s lives because it is more popular than television. Do you agree or disagree? Use specific reasons and examples to support you position.

Some people say that the only reason for learning foreign languages is in order to travel or to work in foreign country. Others say that this is not the only reason why someone learn foreign language.

Some people believe that professionals, such as doctors and engineers, should be required to work in the country where they did their tralning. Others believe they should be free to work in another country if they wish. Discuss both these views and give your own opinion.

Nowadays many people choose to be self-employed, rather than to work for a company or organization. Why might this be the case? What could be the disadvantages of being self-employed?