Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

In the contemporary era, people like to carry

credit

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and debit cards rather than a wad of cash.

This

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is increasingly becoming fa

vored a

preferred above all others and treated with partiality

favoured

mong masses due to a myriad number of reasons.

This

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essay will discuss how

credit

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and debit cards are safe and easy to carry and will

also

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discuss the negative ramifications of

plastic

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money

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.

First

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of all,

plastic

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money

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is helping folks for easy transactions. The

credit

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cards have given way to buy things at any given point of time. It is no more crucial to have sufficient

bank

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balance to purchase anything.

For

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example

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, you can buy any service or technology and pay off the

amount

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later in terms of in

stallments.

a payment of part of a debt; usually paid at regular intervals

instalments

instruments

instalments'

Debit cards

also

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provide the benefit of withdrawing cash or transferring the

amount

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. Another factor is that

plastic

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money

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is easy to carry. It saves us from carrying a large sum of

money

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.

For

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example

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, it can be easily placed in a wallet or pocket and does not let anyone know about the whereabouts of it. The other side of the coin, explains the harsh reality of keeping

plastic

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bags. Irresponsible use of

credit

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cards can make a person dig himself in the debt.

For

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example

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, it is seen a small debt becomes large when the payment is not delivered on time. The interests keep on adding and

also

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reduces the

credit

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points.

Moreover

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, if the transaction from debit ar

d i

one of a set of small pieces of stiff paper marked in various ways and used for playing games or for telling fortunes

card

s done using a different

bank

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.

For

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example

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, a certain

amount

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is deducted by the

bank

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from which card is issued and by the ATM service provider

bank

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.

Therefore

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, irresponsible be

havior c

manner of acting or controlling yourself

behaviour

an put the people in stress. In conclusion, the prominence of

plastic

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money

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is increasing by leaps and bounds.

This

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essay discussed the pr

os including s

Accept comma addition

pros, including

afety and convenience to the masses.

This

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essay

also

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discussed the other side of the subject which includes the victim of depression due to debt and unnecessary deducted

amount

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.