People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?

#people #loans #bank #credit #card #practice

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Globalisation has impacted our life in a great way. Getting a term

loans

Suggestion

loan

or a

credit

Use synonyms

card

Use synonyms

has become very easy than ever. The main advantage of

this

Linking Words

approach is that it can be very useful in case of an emergency,

on the other hand

Linking Words

, it can be disadvantageous when it comes to overdue. Admittedly, one can get a loan in no time and

this

Linking Words

is very beneficial in an emergency. Just a click of a button, file a form, and state the purpose, you will get a

credit

Use synonyms

card

Use synonyms

, it is as easy as buying a burger from a restaurant. It is shown that these

type

Suggestion

types

of term loan are

life saver

Suggestion

a life saver

when you are short on money.

For example

Linking Words

last

Linking Words

month I paid my whole salary on tuition fees and left with no cash to pay rent and for food. When having a

credit

Use synonyms

card

Use synonyms

really helped me to pay my bills.

On the contrary

Linking Words

, while easily

accessibility

Suggestion

accessed

accessible

of a

credit

Use synonyms

card

Use synonyms

causes

habit

Suggestion

the habit

of overspending. Many people keep

credit

Use synonyms

cards to show their status symbol and

spend more than of

Suggestion

spend more than

their salaries. Due to

this

Linking Words

, they become heavily indebted to the banks.

For example

Linking Words

, a study conducted by JP Morgan Chase,

Suggestion

Investment banking firm, revealed that 78% of people who owns

such

Linking Words

card

Use synonyms

, overspends and

this

Linking Words

leads to ruining their

credit

Use synonyms

history.

Moreover

Linking Words

, when their

credit

Use synonyms

history deteriorates, they are not able to take home or education loan which is more important than taking loans for petty things. In conclusion, easier availability of

credit

Use synonyms

cards and personal loans are of great advantage when we use them in a manner, but when we misuse these services, it can be detrimental to one’s

credit

Use synonyms

score.

Fri Dec 13 2019

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

Summary
Restatement of thesis
Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

In conclusion
To conclude
To summarize
Finally
In a nutshell
In general

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

7
Linking words
meeting the goal of 7 or more
2
Word repetition
meeting the goal of 3 or fewer
7
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 5.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 5.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

287 words

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People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?

Include an introduction and conclusion

In many countries, a small number of people earn extremely high salaries. Some people believe that this is good for the country, but others think that governments should not allow salaries above a certain level. Discuss both these views and give your own opinion.

Many government think that economic progress is their most important goal. Some people, however, think that other types of progress are equally important for a country. Discuss both these views and give your own opinion.

Some people say that advertising is extremely successful at persuading us to buy things. Other people think that advertising is so common that we no longer pay attention to it. Discuss both these views and give your own opinion.

Some people say that the best way to improve public health is by increasing the number of sports facilities. Others, however, say that this would have little effect on public health and that other measures are required?

In recent years, “responsible tourists” have paid attention to preserving both culture and environment of the places they visit. However, some people say that it is impossible to be a “responsible tourist”. To what extent do you agree or disagree?