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Band 6

Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back.

#credit #card #people #debts
There are many ways in which people normally pay for products and services. Visa and MasterCard are known as famous international
credit
 card companies. Using a
credit
 card is a very popular alternative for teenagers to purchase products. Some parents may not allow their children to use
credit
 cards because of high-interest rates.
However
, there are clear justifications for why adolescents should have
credit
 cards. The initial advantage of having
credit
 cards is that they are very convenient. Teenagers can buy products and pay
money
Suggestion
the money
 later. They do not have to bring a lot of money because
credit
 cards have the same function as cash.
Credit
 cards are
also
 convenient to use for buying goods on the internet.
Furthermore
,
credit
 cards are very portable because they are small enough to keep them in a pocket. An additional
favorable
encouraging or approving or pleasing
favourable
 aspect is that
credit
 cards provide many promotions. Teenagers can use their
credit
 cards to receive many discounts, and they can collect their points to exchange products or more discount.
Furthermore
, if teenagers apply for an exclusive
credit
 card version, they can receive special promotions.
For example
, they can have a special parking space when they go to the shopping mall. Perhaps the most beneficial aspect is that teenagers can improve their responsibility. To clarify, teenagers are mature enough to open bank accounts and
credit
 cards.
Therefore
, they can have opportunities to learn about how to manage their time properly to pay for bills. If they cannot pay them on time, they might pay high-interest rates.
Furthermore
, they need to consider carefully before purchasing products because they might create stress from debt. To sum up, there are key rationales for why teenagers should have
credit
 cards. Adolescents can receive convenience and many special promotions.
Also
, they can improve their responsibility. Because of the aforementioned advantages, teenagers are likely to choose
credit
 cards
instead
 of cash in the future. As a suggestion, adolescents should compare the interest of
credit
 cards before applying them.

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To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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