IELTS Writing Correction Service /
Writing Samples /
Band 6

It It has become very common for people to borrow money. Most people have a credit card, a mortgage and öften they will buy a car on credit as well. Is this a good idea or is it too riske? Discuss both views and give your own opinion.

#people #money #credit #card #mortgage #öften #car #idea #riske
Nowadays, many people have
credit
 cards, mortgages, and loans. Many people believe that taking things on loan is acceptable and it's a good idea. And others,
on the contrary
, believe the opposite, that
this
 is not the best thing that a person should do. In
this
 essay, I will discuss the two sides and describe my opinion. People who have
credit
 cards believe that
this
 will make their lives easier.
First
,
this
 will relieve their stress, so they think they can not worry that they do not have money with them, since they always have a
credit
 card with them. They can always easily pay for all their expenses. They do not have to wait, companies provide the best service in the shortest possible time.
On the other hand
, the decision to have
credit
 cards has its negative drawbacks.
First
 of all, buying things with a
credit
 card, people may have expenses, since they will be charged a percentage. To pay off your account or mortgage, with which people take money on
credit
 for their expenses, people will have to pay a large amount, as an interest fee is charged.
This
 can make people uncomfortable, as they will have to pay off loans over a long period. In the course of
this
, it can lead people to devalue everything. In conclusion, I would like to say that both sides have their pros and cons. Based on the two descriptions provided, I would like to provide my opinion. I believe that having loans, loans, mortgages is not the best thing, for me it has negative sides. People spend their time and money on the most efficient loan repayments.
Also
,
credit
 cards can charge deposits, which can
also
 lead to misunderstandings between people.
Submitted by tgerashenkot on

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

What to do next:
Look at other essays: