Some people get into debt by buying things they don't need and can't afford What are the reasons for this behavior What action can be taken to prevent people from having this problem.

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There are those who are indebted for purchase of unnecessary and non affordable goods.

This

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is caused by lack of planning and having a well planned budget can be a preventive measure. The main reason for unnecessary expenses is lack of planning. People work to make ends meet, but if resources are not well apportioned, it will be spent extravagantly.

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, to ensure effective utilization of ones earning, proper planning is optimal. Due to the unending needs of humanity, it is difficult to curtail what is actually needed.

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, it is important to carefully plan and prioritize the items needed and accord each its monetary value.

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, a research carried on on salary earners revealed that those who do not plan to spend their money on thing that they can do without.

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making them financially constrained. The solution to reckless sending is Budgeting. Making a budget is simply organising your expenditure to be equivalent to the available income. Most individuals make lists of their needs to ensure that they do not deviate to buying what is not listed, expected amount is

also

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allotted to each item. Thereby making them know how much they will be spending and what is left.

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, makes them spend wisely as they don't go above their budget. In turn, they conserve ample sum and rely on what they can conveniently buy.

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, budgeted items with stipulated amount are rigidly followed when one goes to a mall with exactly the amount of money planned preventing the individual from buying things that are not on their list. In conclusion, planning beforehand and writing out all the individual need will help curb the problem of buying things spontaneously especially the ones above the person's financial ability.

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, it is recommended that people should plan in advance according to their earning to prevent buying luxuries and being in debt.

Sun Feb 23 2020

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meeting the goal of 7 or more
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meeting the goal of 3 or fewer
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Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

313 words

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Topic Vocabulary:

consumerism
financial literacy
impulse buying
credit score
debt management
sustainable living
emotional spending
budgeting skills
peer pressure
retail therapy
frugality
credit limit
financial counseling
minimalistic lifestyle

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Some people get into debt by buying things they don't need and can't afford What are the reasons for this behavior What action can be taken to prevent people from having this problem.

Some people claim that it is acceptance to use animals in medical research for the benefit of human beings, while others argue that it is wrong. Discuss both views and give your opinion.

In many countries, imprisonment is the most common solution to crimes. However, some people believe that better education will be a more effective solution. To what extent do you agree or disagree?

Today more and more tourists are visiting places where conditions are difficult to live such as Sahara desert or Antarctica. Do advantages outweight the disadvantage of live there .