Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?

Buying unnecessary and

unaffordable

objects can put some people in

debt

. The explanation for

this

action derives from the fact that people see it as an acceptance into the social club they aspire to be a part of. To curb

this

behavior

manner of acting or controlling yourself

behaviour

, a spending plan needs to be created so that the problem will not occur. In general, people see luxurious items as the reflection of a fancy world in which they want to be,

thus

, occupying

such

will definitely be a manifesto to others which class you belong to. It goes without saying that high-end objects often cost you a fortune to possess, if one is absolutely

obsess

Suggestion

obsessed

with having them, that person will do whatever it takes to have

it

Accept comma addition

it, although

although

he/she has to ask for a loan from people they know, even black market, which may later turn into a

debt

one cannot pay back.

For instance

, most Vietnamese girls studying in university have the tendency to polish

themselves

objective case of they

them

with Dior bags, Jimmy Choo shoes and many others without thinking.

However

, they can easily borrow money from their friends for a short period, even though they work day and night to return the money, they still need to borrow from someone else to pay their friends

first

, that circle continues,

hence

, they cannot get out of

debt

. To prevent that problem from happening, oneself needs to have a plan on what and how much to spend depends on one’s budget. By doing

this

, you will be clearer and more realistic in item expenditure, which can halt you from buying things not necessary and affordable. Take an example of

people

Suggestion

a people

always specify their spending in their bullet journal, the more clarifying the information and the intension are, the better their control is due to the fact they follow what have been written down. Henceforth, the risk of going

in

Suggestion

into

debt

by spending money on expensive and unimportant things can be diminished. In conclusion, a large number of people are often attracted by luxurious, costly items and can get into

debt

if buying them.

As a result

, a detail expenditure should be written down and followed to prevent

such

behaviors

manner of acting or controlling yourself

behaviour

from occurring.