The reason the most individual are in debt is due to the over use as well as irresponsible use of credit cards

Unreasonable, and excessive
use
of
credit
cards push anyone in the debt.Some people argue that before issuing
credit
cards incapability and financial conditions must considerably checked by finance companies.
Although
,
Accept space
,
I agree with
this
view, in my opinion,
this
may not work in all terms because other factors
also
affect the dues of
credit
cards which are totally out of control of bank. Ignorance and lack of knowledge regarding the
use
of
credit
cards can push consumers in debit trends.Still, the demand of
credit
cards continues to increase.
This
is because people seem
credit
cards a mean to improve their lifestyles.They more borrow than they should as
credit
cards is easy to
use
and readily Acceptable at many places.Unfortunately, some people cannot pay off the debt and get into the Financial trouble. Banks usually won't offer
credit
card facilities how long they are not fully satisfied with customers financial conditions.They always check
credit
history and present banking statements which help them to unexpected losses and unfair situations.
this
Suggestion
This
means that financial company's
first
check financial statements before providing the
credit
cards to anyone.To illustrate, Hdfc bank gives
credit
facilities to its customers only when there is no any bouncing statement to maintain in the current account. Other factors
such
as unpredictable conditions.If a customer falls ill and loses its job and fail to pay back the dues of
credit
cards.
Thus
, these unpleasant situations would not be judged in advance.
therefore
Suggestion
Therefore
, there is no permanent and stable measure to examine the stability of repayment of banks and finance companies. To conclude, banks should actively consider the financial stability and
credit
history of customers, at the same time, customers
also
use
the
credit
cards in a rational way to keep them safe from unexpected debts.

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    • Sentence 3 - Thesis
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    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
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    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
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