People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh

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All around the globe technological advancements have left no stone unturned. The introduction of plastic money for online transactions have made life easier than ever before.

However

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, few people believe that, there are certain drawbacks of using

credit

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cards for transactions.

This

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essay would discuss the advantages and disadvantages of

credit

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cards followed by a reasonable conclusion. In the present era, people are burdened by responsibilities of work and home that they do not get enough time for shopping every other week. E-commerce has made it convenient for shoppers to purchase products online at the comfort of their homes.

Furthermore

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Accept space

credit

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cards are used for payment of taxes and other legal fees through Government websites which are safe and convenient. Many banks have introduced international

credit

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cards which help the travellers enjoy their visits abroad without worrying physical currency at hand.

For example

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, ICICI bank has their branches worldwide and their international cards could be used in any country irrespective of acceptable currency, the bank would debit the balance in your account at the prevailing rate of that currency. Despite the advantages, there are few disadvantages of using

credit

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cards as well. With the increasing crimes around the globe, many instances of hacking around the world have been reported due to online transactions. Many bogus call centres have been set up which try to convince people to share their personal details by offering them attractive offers.

However

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, Cybercrime units have set up in various countries to protect the interest of current and prospective users of plastic money. To conclude,

Credit

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cards have opened a world of new possibilities. It helps people in saving time and makes it convenient to fulfil their responsibilities without having to go out.

Therefore

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, from the above discussion, it is clear that the use of

credit

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cards has more advantages than disadvantages.

Sun May 10 2020

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To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

5
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meeting the goal of 7 or more
1
Word repetition
meeting the goal of 3 or fewer
1
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

305 words

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Topic Vocabulary:

Cashless transactions
Financial footprint
Interest rates
Credit score
Consumerism
Debt accumulation
Expenditure tracking
Fraudulent activities
Overspending
Purchase protection
Revolving credit
Creditworthiness
Impulse buying
Secured credit card
Unsecured credit card
Spending limit

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People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

Fully explain your ideas

Some people think that governments should ban dangerous sports, while others think people should have freedom to do any sports or activity. Discuss both views and give your own opinion

Children who are brought up in families that do not have large amounts of money are better prepared to deal with the problems of adult life than children brought up by wealthy parents. To what extent do you agree or disagree with this opinion?

Traffic congestion is a continuous and growing problem in major cities. Some people recommend enforcing peak-hour tolls to cut back on the amount of cars using major commuting roads during rush hours. What are the advantages and disadvantages of this proposed solution?

Unemployment is one of the biggest problems of contemporary society. What do you think are the main causes of unemployment? What solutions can you suggest?