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People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh
All around the globe technological advancements have left no stone unturned. The introduction of plastic money for online transactions have made life easier than ever before.
However
, few people believe that, there are certain drawbacks of using
credit
 cards for transactions.
This
 essay would discuss the advantages and disadvantages of
credit
 cards followed by a reasonable conclusion. In the present era, people are burdened by responsibilities of work and home that they do not get enough time for shopping every other week. E-commerce has made it convenient for shoppers to purchase products online at the comfort of their homes.
Furthermore
,
Accept space
,
credit
 cards are used for payment of taxes and other legal fees through Government websites which are safe and convenient. Many banks have introduced international
credit
 cards which help the travellers enjoy their visits abroad without worrying physical currency at hand.
For example
, ICICI bank has their branches worldwide and their international cards could be used in any country irrespective of acceptable currency, the bank would debit the balance in your account at the prevailing rate of that currency. Despite the advantages, there are few disadvantages of using
credit
 cards as well. With the increasing crimes around the globe, many instances of hacking around the world have been reported due to online transactions. Many bogus call centres have been set up which try to convince people to share their personal details by offering them attractive offers.
However
, Cybercrime units have set up in various countries to protect the interest of current and prospective users of plastic money. To conclude,
Credit
 cards have opened a world of new possibilities. It helps people in saving time and makes it convenient to fulfil their responsibilities without having to go out.
Therefore
, from the above discussion, it is clear that the use of
credit
 cards has more advantages than disadvantages.

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To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
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