People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh

All around the globe technological advancements have left no stone unturned. The introduction of plastic money for online transactions have made life easier than ever before.

However

, few people believe that, there are certain drawbacks of using

credit

cards for transactions.

This

essay would discuss the advantages and disadvantages of

credit

cards followed by a reasonable conclusion. In the present era, people are burdened by responsibilities of work and home that they do not get enough time for shopping every other week. E-commerce has made it convenient for shoppers to purchase products online at the comfort of their homes.

Furthermore

Accept space

credit

cards are used for payment of taxes and other legal fees through Government websites which are safe and convenient. Many banks have introduced international

credit

cards which help the travellers enjoy their visits abroad without worrying physical currency at hand.

For example

, ICICI bank has their branches worldwide and their international cards could be used in any country irrespective of acceptable currency, the bank would debit the balance in your account at the prevailing rate of that currency. Despite the advantages, there are few disadvantages of using

credit

cards as well. With the increasing crimes around the globe, many instances of hacking around the world have been reported due to online transactions. Many bogus call centres have been set up which try to convince people to share their personal details by offering them attractive offers.

However

, Cybercrime units have set up in various countries to protect the interest of current and prospective users of plastic money. To conclude,

Credit

cards have opened a world of new possibilities. It helps people in saving time and makes it convenient to fulfil their responsibilities without having to go out.

Therefore

, from the above discussion, it is clear that the use of

credit

cards has more advantages than disadvantages.

Sun May 10 2020

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Fully explain your ideas

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Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

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5Linking words
meeting the goal of 7 or more
1Word repetition
meeting the goal of 3 or fewer
1Grammar mistakes
 

4 paragraphs

305 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

Cashless transactions
Financial footprint
Interest rates
Credit score
Consumerism
Debt accumulation
Expenditure tracking
Fraudulent activities
Overspending
Purchase protection
Revolving credit
Creditworthiness
Impulse buying
Secured credit card
Unsecured credit card
Spending limit

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People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

Fully explain your ideas

Essentional vocabulary list for IELTS Writing 7+

Nowadays, a lot of information about medical conditions and illness is freely available on the internet. Is this a good thing or a bad thing for most people? Give reasons for your answer and include any relevant examples from your own knowledge and experience.

Advertisements are increasingly pervasive in people's lives. Explain what problems this trend may cause, and suggest some possible solutions.

Some people like to spend their leisure time with their colleagues while others prefer to keep their private life separate from their work life. Is it a good thing to spend leisure time with colleague?

Experts say if the old people spend time and get along with others and exercise every day, they will be healthier and happier. However, many elderly are suffering from loneliness and lack of fitness. Discuss the causes and solutions?

Some people think that Olympic games are exciting events that bring other nations together. Other say Olympics is a waste of money and the moneycould be better spent on other things. Discuss both views and give your opinion.