People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

In

this

modern world, people are not interested

for

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in

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doing

a

Remove the article

apply

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cash

shopping , they prefer to use

credit

cards for routine shoppings.

However

, I think that the advantages of

credit

cards are more than using

cash

. It

have

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has

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more advantages and fewer drawbacks. On the one hand, every individual

are

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is

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not carrying huge

cash

in their pockets

therefore

people are used bank cards for their

shoppings

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shopping

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, that gives them multiple choices for shopping.

For example

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,

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mostly websites of online shopping are preferred to digital mode of payment

instead

of

t

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the

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raditional way.

Furthermore

credits cards give comfort and luxurious way to live a life with extra benefits in terms of

cash back

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cashback

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facilities, loyalty points and many more.

Thus

people

are prefer

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prefer

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u

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to

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se

credit

cards for their

shoppings

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shopping

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.

On the other hand

, the main drawback of plastic

money

is it may hack and people may

lost

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lose

be lost

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huge

of

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apply

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money

in a single minute. Few

year

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years

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back in 2015, in India. There was a gang arrested who used to do scam those people

wo

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who

have bank cards, they

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mislead

misleaded

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misled

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the people, got their personal data and store their

money

by online.

Moreover

, another disadvantage is using plastic cards for shopping its means paying extra

money

, because do expensive shopping by

credit

card and amount spread into monthly

installments

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instalments

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and on that

installment

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instalment

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their

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there

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is apply some interest rate.

Hence

using a

credit

card is more expensive than hard

cash

. To conclude, nowadays people use

credit

cards for their payments and that them luxury

however

people have to more than

cash

. I think, in

this

modern world people want up garden their

life style

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lifestyle

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for

this

up gradation

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up-gradation

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people us credits cards

instead

of

cash

and

also

getting

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get

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other benefits of it.