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Band 5

People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh
In
this
 modern world, people are not interested
for
Change the preposition
in
show examples
 doing
a
Remove the article
apply
show examples
cash
 shopping , they prefer to use
credit
 cards for routine shoppings.
However
, I think that the advantages of
credit
 cards are more than using
cash
. It
have
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has
show examples
 more advantages and fewer drawbacks. On the one hand, every individual
are
Change the verb form
is
show examples
 not carrying huge
cash
 in their pockets
therefore
 people are used bank cards for their
shoppings
Correct your spelling
shopping
show examples
, that gives them multiple choices for shopping.
For example
Add a comma
,
show examples
mostly websites of online shopping are preferred to digital mode of payment
instead
 of
t
Add an article
the
show examples
raditional way.
Furthermore
 credits cards give comfort and luxurious way to live a life with extra benefits in terms of
cash back
Correct your spelling
cashback
show examples
 facilities, loyalty points and many more.
Thus
 people
are prefer
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prefer
show examples
u
Add the particle
to
show examples
se
credit
 cards for their
shoppings
Correct your spelling
shopping
show examples
.
On the other hand
, the main drawback of plastic
money
 is it may hack and people may
lost
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lose
be lost
show examples
 huge
of
Verify preposition usage
apply
show examples
money
 in a single minute. Few
year
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years
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 back in 2015, in India. There was a gang arrested who used to do scam those people
wo
Correct your spelling
who
 have bank cards, they
Correct your spelling
mislead
misleaded
Correct your spelling
misled
show examples
 the people, got their personal data and store their
money
 by online.
Moreover
, another disadvantage is using plastic cards for shopping its means paying extra
money
, because do expensive shopping by
credit
 card and amount spread into monthly
installments
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instalments
show examples
 and on that
installment
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instalment
show examples
their
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there
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 is apply some interest rate.
Hence
 using a
credit
 card is more expensive than hard
cash
. To conclude, nowadays people use
credit
 cards for their payments and that them luxury
however
 people have to more than
cash
. I think, in
this
 modern world people want up garden their
life style
Correct your spelling
lifestyle
show examples
 for
this
up gradation
Add a hyphen
up-gradation
show examples
 people us credits cards
instead
 of
cash
 and
also
getting
Change the form of the verb
get
show examples
 other benefits of it.
Submitted by owais Mirza on

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To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
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