Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

#people #debt #don’t #can’t #behavior #action

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In today's world, we live in societies that are based on consumerism .

As a result

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, some people face problems while dealing with their budget. Eventually, many lands in debts. It is undeniable that many individuals face financial issues because they buy things that are not required or those that are not within their budget.

To begin

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with, many people face debt issues due to consumptive lifestyle.

Also

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, with easy accessibility to various shopping site through mobile applications, the demand for luxurious products have increased. Nowadays, with most of the purchases being made online, the payment mode is generally through debit or credit cards.

Hence

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, most people place their orders unaware of their bank balance.

For example

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, a study was conducted to compare the sales of mobile phones through the online portal Amazon and retail stores. It was revealed that about 50% of the orders were returned back at the time of delivery. Out of about 100 customers, 45 returned the product due to inadequate funds.

However

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, a few measures should be taken to prevent the side effects of

this

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dangerous habit. The most essential step would be by being well informed of one's saving and knowing how to manage his/her budget. People should know to differentiate between necessity and pleasure. Keeping records of income and monthly expenditure can be highly beneficial.

Nevertheless

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, to nip the problem at its bud it is important to educate the youth. To illustrate with an example, in my school, students from the tender age of 10 years were educated to think practically and critically while making purchases. The main aim of

this

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exercise was to caution the youngsters about the mesmerizing and dazzling yet false image portrayed through commercial. In conclusion, presently, the chances of becoming a victim of consumer society are high . The temptation surrounding the people is not just problematic but can

also

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lead to financial and mental deterioration.

Therefore

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, being conscious of the after-effects and having a rational attitude will help while dealing with money.

Submitted by aish_kuks on Sat Oct 03 2020

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Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 8.0

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4 paragraphs

335 words

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Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Immigration has a major impact on the society. What are the main reasons of immigration? To what consequences can it lead?

Employers sometimes ask people applying for jobs for personal information, such as their hobbies and interests, and whether they are married or single. Some people say that this information may be relevant and useful. Others disagreee. Discuss both these views and give your own opinion.

Mental health concerns are a growing issue for many people around the world. What are some reasons for poor mental health, and what can governments do to support citizens' mental health?

There is a public park near where you live. You have heard that the local council wants to sell this park. Write a letter to a local newspaper in you letter. Introduce yourself Describe the importance of the park Say what action you will take if the council continues with its plan

Children spend a lot of time watching TV and playing computer game, however it does not help in improving their mental abilities. Do you agree or disagree?