Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages

Having and using

c

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a

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redit

card

is easily accessible in recent decades. Some people believe that

this

way of spending

money

cause some issues for those who cannot return the cashback.

This

essay will discuss why I think the advantages of

credit

card

are stronger than disadvantages. Purchasing by

credit

card

has two main drawbacks.

Firstly

, it is not an appropriate way of spending

money

for all kind of people. Those who cannot control their expenses may become in trouble.

For example

, Shopaholic has obsessive and impulsive thoughts, so they are not able to prevent themselves from buying things which are not essential for them. Another negative effect of

credit

card

is the higher chance of spending

money

without awareness. It will happen if individuals forget to cancel the authorised payment after ending their usage.

On the other hand

, benefits given by Master

card

are really crucial, and I think the importance of them in our life is not negligible. One of the best positive points is that they play as financial support.

For instance

, imagine you are in travel and your

money

would be stolen, how useful could be accessing your

credit

card

? Indeed, they help us to live and travel certainly. Another merit is that individuals can afford easier. In

this

way,people are no longer need to save

money

and wait for ages thanks to the line of credits that make

this

dream become true. In conclusion. I believe the benefits of having access to

c

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a

the

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redit line are stronger than that of disadvantages.