Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages

#credit #card #people #debts #cards

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redit

card

is easily accessible in recent decades. Some people believe that

this

way of spending

money

cause some issues for those who cannot return the cashback.

This

essay will discuss why I think the advantages of

credit

card

are stronger than disadvantages. Purchasing by

credit

card

has two main drawbacks.

Firstly

, it is not an appropriate way of spending

money

for all kind of people. Those who cannot control their expenses may become in trouble.

For example

, Shopaholic has obsessive and impulsive thoughts, so they are not able to prevent themselves from buying things which are not essential for them. Another negative effect of

credit

card

is the higher chance of spending

money

without awareness. It will happen if individuals forget to cancel the authorised payment after ending their usage.

On the other hand

, benefits given by Master

card

are really crucial, and I think the importance of them in our life is not negligible. One of the best positive points is that they play as financial support.

For instance

, imagine you are in travel and your

money

would be stolen, how useful could be accessing your

credit

card

? Indeed, they help us to live and travel certainly. Another merit is that individuals can afford easier. In

this

way,people are no longer need to save

money

and wait for ages thanks to the line of credits that make

this

dream become true. In conclusion. I believe the benefits of having access to

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the

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redit line are stronger than that of disadvantages.

Submitted by samineh.hashemi on Thu Oct 15 2020

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To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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5
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
2
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 7.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.5

Complete response

6.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

254 words

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Topic Vocabulary:

convenience
flexibility
financial security
unexpected expenses
rewards and incentives
cashback
airline miles
impulse buying
accumulating debt
high interest rates
minimum payments
credit score
borrowing capacity
reliance
saving habits
financial vulnerability

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Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages

Fully explain your ideas

Children who are brought up in families that do not have large amounts of money are better prepared to deal with the problems of adult life than children brought up by wealthy parents. To what extent do you agree or disagree with this opinion

Too much money is spent in maintaining and repairing old buildings. Some people think that they should be knocked down and give way to the modern buildings. To what extent do you agree or disagree

The increase in the elderly population makes it difficult for taxpayers. What should be the solution?

Some people think that the best way to solve the problem of poverty in many countries is to set up businesses and improve trade links with rich countries.