Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages

#credit #card #people #debts #cards

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In recent years,

credit

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cards have become popular payment methods. In fact, applying and getting approved for a

credit

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card has been easier,

thus

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people can have some upfront funds to buy stuff.

However

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, the ease of borrowing cash may lead to the fact that many are over-purchasing and not able to pay for the

credit

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that they made. I believe that

although

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credit

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cards affect some people, their positive outcomes may worth considering. Some people argue that the major disadvantages of

credit

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cards are they made several people living in debt.

For instance

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, consumers may be approved for many accounts that they can buy things worth months of their income in a short amount of time. There are many cases, in which account holders could not be able to pay back all the fund on time and were charged extra interest fees.

Moreover

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, the buying and paying activities may be repeated and borrowers may never pay all the money borrowed, which leads to significant monthly bills.

However

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credit

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cards do not only help buyers to purchase goods with money they do not own yet but

also

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allow those with good

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scores to access to loans for their life-time purchases

such

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as cars or houses.

For example

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, people often do not have enough cash to payout for their dream place.

Thus

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, with a high

credit

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score, they may be approved for a low-interest mortgage, which allows them to own a house while paying for it in years. In general, careful users who manage their buying behaviour well will get many advantages from using those accounts for a long time. To conclude, owning

credit

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lines may have both advantages and disadvantages depends on how the borrowers use theirs. In my opinion, the positive outcomes may be greater than the downsides because they help people to build wealth in the long run.

Submitted by jeannguyen.ca on Wed Oct 21 2020

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For we to consider an essay structure a great one, it should be looking like this:

Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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8
Linking words
meeting the goal of 7 or more
1
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.0

Complete response

6.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

5 paragraphs

311 words

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Topic Vocabulary:

convenience
flexibility
financial security
unexpected expenses
rewards and incentives
cashback
airline miles
impulse buying
accumulating debt
high interest rates
minimum payments
credit score
borrowing capacity
reliance
saving habits
financial vulnerability

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Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages

Fully explain your ideas

Some people believe that the internet has brought people closer together, while others think that people and communities have become more isolated. Discuss both views and give your opinion

In the future all cars, buses and trucks will be driveless. The only people travelling inside these vehicles will be passengers. Do you think the advantages of driveless vehicles outweigh the disadvantages?

Some people think that cultural traditions may be destroyed when they are used as money-making attractions aimed at tourists. Others believe it is the only way to save these traditions. Discuss on both sides and give your opinion

Some people believe that nowadays we have too many choices. To wat extent do you agree or disagree with this statement? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write at least 250 words.