People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?

#people #loans #bank #credit #card #practice

Nowadays there are several banks at the market, each one of them is trying to stand out and be the

ost

Correct your spelling

most

show examples

competitive one.

Therefore

, they offer a low-interest rate and great advantages for the client to

Correct your spelling

pay

show examples

them back. There are many advantages and disadvantages

regarding

Verify preposition usage

show examples

this

matter. In the following essay, I will be discussing it and explaining why I tend to think that, overall it promotes benefits to society.

First

and foremost, having easy access to loans makes it possible for a person to open a business or invest in a property.

For instance

, by doing

this

kind of investment, that

otherwise

would not be viable,

this

person can increase her revenue.

Thus

, she pays more taxes, generates more jobs and

therefore

contribute

Change the verb form

contributes

show examples

more with the

contries

Correct your spelling

countries

' prosperity. A recent data showed that 25%

percent

Change the spelling

per cent

show examples

of Canada's profit

last

year was due to the growth of small companies that got loans from banks. Apart from that, there are many people that do not have

Remove the article

apply

show examples

good financial intelligence. Usually, those people apply for many credit cards and cannot pay all them back at the end of the cycle. A recent study stated that 50

percent

Change the spelling

per cent

show examples

of the people who are in debt is due to the incorrect use of those.

However

, all of those who overcame their debts stated that a good use of credit card and loans can make life easier. To conclude, the advantages of having credit cards and loans easily offer to the general public outweigh the drawbacks. Most because it is an essential part of the economical growth of a country.

Submitted by melissamartins94 on Sun Nov 29 2020

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Ultimate Speaking practice for IELTS

Practice speaking step by step, answer real-life questions, and build your confidence. Start your free trial and improve your speaking skills today!

Do you want to check your IELTS essays?

Submit unlimited essays, letters and charts. Sign up right now and start improving your writing skills.

8Linking words
meeting the goal of 7 or more
0Word repetition
meeting the goal of 3 or fewer
8Grammar mistakes
 

4 paragraphs

266 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

6.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

🚀 Prepare for IELTS writing section today!

Unlimited Task 1 & Task 2 checks
Practice with essays, charts, and letters.
Personalized suggestions & mistake analysis
Spot every mistake and boost your score.
Topic ideas & vocabulary helpers
Expand your ideas and use the right words.
Progress tracking
Watch your writing improve with every practice.

What to do next:

Look at other essays:

5
band
As most people spend a major part of their adult life at work, job satisfaction is an important element of individual wellbeing. What factors contribute to job satisfaction? How realistic is the expectation of job satisfaction for all workers?
In contemporary society, where a significant portion of adulthood is devoted to work, the role of job satisfaction in shaping individual well-being is paramount. This essay examines the factors influencing job satisfaction and evaluates the realism of expecting such contentment universally among workers.
4.5
band
Some parents want their children to read only serious educational books at all times. They don’t want their children to read any entertaiment books because they think it is wast of time. Do you agree or disagree?
It is belived that few parents want their kids to read books which are specifically related to education most of the times as they think children are wasting their precious time going through story or entertainment books.I completely disagree with this statement for many reasons,which will be explained in detail.
4.5
band
Some people say that the main environmental problem of our time is the loss of particular species of plants and animals. Others say that there are more important environmental problems. Discuss both these views and give your own opinion.
Nowadays, the world faces a lot more environmental issues than it did in the past and many are increasing rapidly. It is believed by some that the main environmental issue currently is related to the extinction of animals and plants. While others think there are many other major issues to be considered. In the following essay I will be discussing both point of views.
5.5
band
Many countries are experiencing serious problems with their environment, with pollution of their land, water and air. What are these problems and how might they be reduced?
Many countries in the world suffer from various forms of environmental pollution such as water, air and land pollution. This essay will thoroughly address the impact of these issues as well as suggest practical steps to tackle these problems.
7
band
The amount of time spend on sport and exercise should be increased in schools in order to tackle the problem of overweight children. Do you think this the best way to deal with this problem? What other solutions can you suggest?
There is a ubiquitous belief among people that more time being spent on sports and exercises in schools can play an effective role for students who suffer from obesity. Although many individuals consider this way, not the best one, I am inclined to believe that it would have been greatly influential if only it had been implemented in the right way. This essay will further elaborate my views for favoring the impacts and thus, will lead to a logical conclusion.

Essentional vocabulary list for IELTS Writing 7+

Learn how to write high-scoring essays with powerful words.
Download Free PDF and start improving you writing skills today!

People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?

Fully explain your ideas

Ultimate Speaking practice for IELTS

As most people spend a major part of their adult life at work, job satisfaction is an important element of individual wellbeing. What factors contribute to job satisfaction? How realistic is the expectation of job satisfaction for all workers?

Some parents want their children to read only serious educational books at all times. They don’t want their children to read any entertaiment books because they think it is wast of time. Do you agree or disagree?

Some people say that the main environmental problem of our time is the loss of particular species of plants and animals. Others say that there are more important environmental problems. Discuss both these views and give your own opinion.

Many countries are experiencing serious problems with their environment, with pollution of their land, water and air. What are these problems and how might they be reduced?

The amount of time spend on sport and exercise should be increased in schools in order to tackle the problem of overweight children. Do you think this the best way to deal with this problem? What other solutions can you suggest?

Essentional vocabulary list for IELTS Writing 7+