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Writing Samples
Band 5

People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?

#people #loans #bank #credit #card #practice
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Nowadays there are several banks at the market, each one of them is trying to stand out and be the
ost
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most
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 competitive one.
Therefore
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, they offer a low-interest rate and great advantages for the client to
ay
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pay
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 them back. There are many advantages and disadvantages
regarding
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to
of
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this
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 matter. In the following essay, I will be discussing it and explaining why I tend to think that, overall it promotes benefits to society.
First
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 and foremost, having easy access to loans makes it possible for a person to open a business or invest in a property.
For instance
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, by doing
this
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 kind of investment, that
otherwise
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 would not be viable,
this
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 person can increase her revenue.
Thus
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, she pays more taxes, generates more jobs and
therefore
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contribute
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contributes
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 more with the
contries
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countries
' prosperity. A recent data showed that 25%
percent
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per cent
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 of Canada's profit
last
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 year was due to the growth of small companies that got loans from banks. Apart from that, there are many people that do not have
a
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apply
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good financial intelligence. Usually, those people apply for many credit cards and cannot pay all them back at the end of the cycle. A recent study stated that 50
percent
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per cent
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 of the people who are in debt is due to the incorrect use of those.
However
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, all of those who overcame their debts stated that a good use of credit card and loans can make life easier. To conclude, the advantages of having credit cards and loans easily offer to the general public outweigh the drawbacks. Most because it is an essential part of the economical growth of a country.
Submitted by melissamartins94 on

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Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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