People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?

✨ Do you want to improve your IELTS writing?

It is often said that it has become so straightforward for

people

Use synonyms

to take

money

Use synonyms

out of the

bank

Use synonyms

or get a credit card in today's complex society. In

this

Linking Words

essay, I am about to delve into the pros and cons of borrowing

money

Use synonyms

from the

bank

Use synonyms

, as well as obtaining a credit card. A more positive implication can be thought that attaining

money

Use synonyms

from the

bank

Use synonyms

without any difficulty could probably solve the problem related to the financial situation. Nowadays, financial institutions,

such

Linking Words

banks

Use synonyms

, are able to grand

money

Use synonyms

for

people

Use synonyms

For example

Linking Words

, those who want to buy a home or go into business can take out loans from the

bank

Use synonyms

Therefore

Linking Words

people

Use synonyms

can make their any dreams come true thanks to

banks

Use synonyms

On the other hand

Linking Words

, there are several drawbacks to getting a credit card or

money

Use synonyms

out of the

bank

Use synonyms

First

Linking Words

and foremost,

banks

Use synonyms

would possibly require

people

Use synonyms

to pay an interest rate, which means to pay more than the amount taken before. And there has to be a contract with

banks

Use synonyms

regarding payments in order to pay in time.

That is

Linking Words

to say, if the customer breaks the rule of the deal, the

bank

Use synonyms

will take a measure legally.

For instance

Linking Words

, in case of clients do not pay

money

Use synonyms

at the proper time,

banks

Use synonyms

will confiscate the property which belongs to the customer.

Thus

Linking Words

people

Use synonyms

are always under pressure when they take out

money

Use synonyms

from the

bank

Use synonyms

. To conclude, as can be seen,

banks

Use synonyms

which lend

money

Use synonyms

people

Use synonyms

bring both benefits and drawbacks together,

such

Linking Words

as we can get

money

Use synonyms

in no time to tackle our hurdles, whereas we have to pay much more

money

Use synonyms

cavidisgenderThu Mar 11 2021

Unauthorized use and/or duplication of this material without express and written permission from this site's author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

Introduction
Body paragraph 1 – advantages
Body paragraph 2 – disadvantages
Conclusion

Examples to start your body paragraph:

The main advantage is...
The disadvantage of this...
The main benefit...
Despite these advantages...
One possible drawback...

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

9
Linking words
meeting the goal of 7 or more
4
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

280 words

🚀 Prepare for IELTS writing section today!

Unlimited Task 1 & Task 2 checks
Practice with essays, charts, and letters.
Personalized suggestions & mistake analysis
Spot every mistake and boost your score.
Topic ideas & vocabulary helpers
Expand your ideas and use the right words.
Progress tracking
Watch your writing improve with every practice.

What to do next:

Look at other essays:

6.5
band
Nowadays number of older people select to live in retirement communities with other people rather than living with their adults .is it a positive or negative way.
These days , a lot of older humans decide to inhabit senior living communities with their peers preferably to reside with their grandchildren. I think that it is the worst concept for retired human beings because old people have only one duty which is to help to bring up their generation in the right way including talking about history and goodness and honesty of the world to their grandkids.But there are other sides to this idea , for instance, their behaviour alternated to negative ways when they were older . By the dwelling retired individuals with the same character owners .Tolerating balky identity.
6.5
band
Nowdays, advertising aimed at children is on the rise. Some people think this shoul dbe controlled. To what extent do you agree of disagree?
The soaring number of advertisements directed at children has been a bitter controversy over the last few years. From this aspect, questions about whether this phenomenon should be regulated are raised. In my opinion, commercials targeting children should be strictly regulated to a greater extent.
7.5
band
Unhealthy eating has a negative effect on both individuals and the society in which they live. Some people think that the government should tax unhealthy foods while others believe that a ‘fat tax’ is unfair and unnecessary. Discuss both these views and give your own opinion.
It is a well-known fact that consumption of unhealthy food items can have detrimental effects towards an individual’s health and can further impact society. Many argue that one possible solution to this issue could be the imposition of taxes by the government on such food items, while another school of thought believe that this is not an effective solution. This essay outlines both these views and agrees that it is beneficial to tax unhealthy food.
7
band
Overpopulation is the world's most serious environmental problem. To what extent do you agree or disagree with this statement?
Overpopulation is indeed a growing concern in the developing world, causing many of the planet's environmental problems. Although an increasing population does have a negative impact on the environment to an extent, the greatest problem is in fact caused by the way in which humans choose to live their lives. In the following essay, both these ideas will be discussed.
7.5
band
Some people think that it is better to educate boys and girls in separate schools. Others, however, believe that boys and girls benefit more from attending mixed schools. Discuss both these views and give your own opinion.
Some argue that educating boys and girls in separate schools is better, while others suggest that attending the same school is more beneficial for male and female students. Although educating boys and girls in two different universities ensures a focused learning environment, I believe that sending them to the same school nurtures collaboration, which is a more useful skill.

People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?

Answer the 'Advantages and Disadvantages' topic

Nowadays number of older people select to live in retirement communities with other people rather than living with their adults .is it a positive or negative way.

Nowdays, advertising aimed at children is on the rise. Some people think this shoul dbe controlled. To what extent do you agree of disagree?

Unhealthy eating has a negative effect on both individuals and the society in which they live. Some people think that the government should tax unhealthy foods while others believe that a ‘fat tax’ is unfair and unnecessary. Discuss both these views and give your own opinion.

Overpopulation is the world's most serious environmental problem. To what extent do you agree or disagree with this statement?

Some people think that it is better to educate boys and girls in separate schools. Others, however, believe that boys and girls benefit more from attending mixed schools. Discuss both these views and give your own opinion.