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Writing Samples
Band 7.5

People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?

#people #loans #bank #credit #card #practice
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It is often said that it has become so straightforward for
people
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 to take
money
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 out of the
bank
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 or get a credit card in today's complex society. In
this
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 essay, I am about to delve into the pros and cons of borrowing
money
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 from the
bank
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, as well as obtaining a credit card. A more positive implication can be thought that attaining
money
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 from the
bank
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 without any difficulty could probably solve the problem related to the financial situation. Nowadays, financial institutions,
such
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 as
banks
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, are able to grand
money
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 for
people
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.
For example
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, those who want to buy a home or go into business can take out loans from the
bank
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.
Therefore
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people
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 can make their any dreams come true thanks to
banks
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.
On the other hand
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, there are several drawbacks to getting a credit card or
money
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 out of the
bank
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.
First
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 and foremost,
banks
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 would possibly require
people
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 to pay an interest rate, which means to pay more than the amount taken before. And there has to be a contract with
banks
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 regarding payments in order to pay in time.
That is
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 to say, if the customer breaks the rule of the deal, the
bank
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 will take a measure legally.
For instance
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, in case of clients do not pay
money
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 at the proper time,
banks
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 will confiscate the property which belongs to the customer.
Thus
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,
people
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 are always under pressure when they take out
money
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 from the
bank
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. To conclude, as can be seen,
banks
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 which lend
money
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 to
people
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 bring both benefits and drawbacks together,
such
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 as we can get
money
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 in no time to tackle our hurdles, whereas we have to pay much more
money
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.
Submitted by cavidisgender on

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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