It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

Nowadays, people can easily acquire any kind of product by taking a loan. Earlier borrowing money was a cumbersome task
however
at present it has become a hassle-free process.
This
helps people in various ways but sometimes it can turn into a burden.
This
essay discusses the concept of benefits and risks related to
borrowings
and
further
opines whether it is useful or not.
To begin
with, a person has to maintain
certain
Add an article
a certain

The noun phrase certain status seems to be missing a determiner before it. Consider adding an article.

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status in the society he lives in. For that, he should have a few basic things
such
as a
four wheeler
Add a hyphen
four-wheeler

It appears that four wheeler is missing a hyphen. Consider adding the hyphen(s).

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, a smartphone, a LED television and much more.
Although
,
Remove the comma
apply

It appears that you have an unnecessary comma after the subordinating conjunction Although. Consider removing the comma.

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owning all these is somewhat necessary yet, an individual
do
Change the verb form
does

The plural verb do not does not appear to agree with the singular subject an individual. Consider changing the verb form for subject-verb agreement.

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not have enough resources. To sort
this
out, borrowing is a legible option. The
installments
Change the spelling
instalments

The spelling of installments is a non-British variant. For consistency, consider replacing it with the British English spelling.

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of the
borrowings
can be returned from the monthly income over a period of time.
Consequently
,
burden
Add an article
the burden

The noun phrase burden seems to be missing a determiner before it. Consider adding an article.

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is not created.
Further
, if a human has to purchase something to carry out an activity
then
he can borrow if he
do
Change the verb form
does

It appears that the subject pronoun he and the verb do are not in agreement. Consider changing the verb.

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not have enough funds.
For instance
, due to covid-19 majority of folks had to work from home. Employees who did not
owned
Change the verb form
own

It appears that the verb owned is incorrectly used with the helping verb did. Consider changing it to the base form.

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a laptop or were not provided one from their company had to procure it.
However
, it was not possible for them because of financial constraints.
Nonetheless
, acquiring it by borrowing helped them during that time.
On the contrary
, sometimes the masses take over so much
borrowings
that eventually, they are unable to pay off. They snap up goods
which
Correct pronoun usage
that

It seems that there is a pronoun problem here.

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they do not even need
at
Change preposition
in

It seems that preposition use may be incorrect here.

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the
first
place.
This
results in
wastage
Correct article usage
the wastage

It seems that article use may be incorrect here.

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of resources as well. In my opinion,
borrowings
should be undertaken to obtain
necessary
Correct article usage
the necessary

It seems that article use may be incorrect here.

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stuff.
Moreover
, the amount required to pay back every month should be kept in mind.
Then
only the risk of going bankrupt can be avoided and
borrowings
can be repaid regularly. To conclude,
borrowings
do facilitate in an exceptional way
however
, to be aware of its cons is necessary. Borrowing according to one self's capacity is a sensible decision.

Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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