• Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

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In recent times, electronic transactions are popular and it is replacing the traditional banking system and use of paper
money
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which is supplanted by credit
cards
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and debit
cards
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. There are many benefits of
this
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plastic
money
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such
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as it is easy to carry and a person can do transactions easily even in a foreign country.
However
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, it cannot be able to use in small retail outlets and it creates massive problems when it is stolen or someone knew about your
card
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details. In
this
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essay I will discuss both the positive and negative consequences of plastic
money
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and based on I will derive a conclusion. On the positive side, bank
cards
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are easy to carry and more convenient to access. A person does not need to carry a bunch of hard cash.
For example
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, if an individual wants to buy four-wheeler vehicles, so he cannot carry paper
money
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with him.
Also
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, there are many handsome discounts as well as offer available for purchase thins by
cards
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.
Moreover
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, it is accessible in every corner of the world.
For instance
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, nowadays, it has become easy to shop with VISA or MASTER
CARD
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, virtually from anywhere in
this
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global village.
Also
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, people do not need to standing in a long queue to pay their utility bills or convert their native currency to any other national currency. On the negative side, as every garden has weeds, plastic transactions have
also
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drawbacks.
First
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and foremost,
this
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type of payments system is not accepted by small retailers or in rural areas people are not aware of it.
Also
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,
this
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cards
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machines need an electric city to access them. It is not available 24×7 power supply in villages. To illustrate
this
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scenario, about 6 months ago, I visited a village in Rajasthan state where I purchase cold drinks and I gave my debit
card
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for payment but the shopkeeper denied it because he does not have swiping machine.
In addition
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, it creates a huge issue if an anonymous is know about
card
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details
such
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as
card
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number or password. For illustrate, in the present time, much news telecast on television that its sensitive data is hacked and the owner would suffer a great financial loss. To conclude,
although
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having advantages
such
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as it is the best and suitable payment method.
However
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, the negative side cannot be ignored
Submitted by Ankit on

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Structure your answers in logical paragraphs

The easiest way to score well on the IELTS Task 2 writing portion is to structure your writing in a solid essay format.

A strong argument essay structure can be split up into 4 paragraphs, each containing 4 sentences (except the conclusion paragraph, which only contains 3 sentences).

Stick to this essay structure:

  • Paragraph 1 - Introduction
  • Paragraph 2 - First supporting paragraph
  • Paragraph 3 - Second supporting paragraph
  • Paragraph 4 - Conclusion

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