Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

Today in many countries everyone can have a
credit
card
with using its benefits
such
as be able to buy everything
ones
Correct pronoun usage
one
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want without
need
Add an article
the need
show examples
of sufficient balance, as well as, be made debts for ones to pay.
To
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In
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my point of view, the disadvantages of
such
method
Correct article usage
a method
show examples
outweigh its advantages.
Although
having a
credit
card
, conserves us from carrying money in our wallet and be mugged in the street or lost it and
also
assist us to buy everything we want, online, but the drawbacks hint us not to use any of them or at least use it more wisely with catching more information about its
fees
and headaches. One of the problems is
of
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apply
show examples
interest payments which may cause a badly plummet for the spender who carries a balance. There are many kinds of
fees
in case of applying
credit
cards
such
as annual
fees
, transaction
fees
, cash advance
fees
and so forth that the consumer may be fallen due to debts resulted
by
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from
show examples
those mentioned
fees
. Sometimes we want to purchase something which we
have
Add a missing verb
do have
show examples
not enough money to pay for it. Having a
credit
card
will help us to have that object and makes us satisfied.
However
,
this
pleasure will not
last
much once we face
to
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apply
show examples
the percentages of interests and debits that will increase the cost of the commodity and get us into trouble if we cannot pay the
fees
on time. It is
also
very dangerous for people who are
Add an article
a shopaholic
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shopaholic
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shopaholics
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and not wise enough to consume their
credit
through their
credit
card
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cards
show examples
. In conclusion, a
credit
card
will cause some problems plus
its
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it's
show examples
convenience
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convenient
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to pay money in today’s life. It seems to me, everyone who pays by using
of
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apply
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such
plastic
,
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apply
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is walking on
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eggshells
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egg shells
Correct your spelling
eggshells
show examples
.
Submitted by aabdollahpour on

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  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

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Topic Vocabulary:
  • convenience
  • flexibility
  • financial security
  • unexpected expenses
  • rewards and incentives
  • cashback
  • airline miles
  • impulse buying
  • accumulating debt
  • high interest rates
  • minimum payments
  • credit score
  • borrowing capacity
  • reliance
  • saving habits
  • financial vulnerability
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