Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

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Today in many countries everyone can have a
credit
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card
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with using its benefits
such
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as be able to buy everything one
want
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wants
show examples
without the need
of
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for
show examples
sufficient balance, as well as, be made debts for ones to pay. From my point of view, the disadvantages of
such
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method
Correct article usage
a method
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outweigh its advantages.
Although
Linking Words
having a
credit
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card
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, conserves us from carrying money in our wallet and be mugged in the street or lost it and
also
Linking Words
assist us to buy everything we want, online, but the drawbacks hint us not to use any of them or at least use it more wisely with catching more information about its
fees
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and headaches. One of the problems is interest payments which may cause a badly plummet for the spender who carries a balance. There are many kinds of charges in case of applying
credit
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cards
such
Linking Words
as annual
fees
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, transaction
fees
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, cash advance
fees
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and so forth that the consumer may be fallen due to debts resulted
by
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from
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those mentioned
fees
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. Sometimes we want to purchase something which we
have
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do have
show examples
not enough money to pay for it. Having a
credit
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card
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will help us to have that object and makes us satisfied.
However
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,
this
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pleasure will not
last
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much once we face
to
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apply
show examples
the percentages of interests and debits that will increase the cost of the commodity and get us into trouble if we cannot pay the
fees
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on time. It is
also
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very dangerous for people who are
Add an article
a shopaholic
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shopaholic
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shopaholics
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and not wise enough to consume their
credit
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through their
credit
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Use synonyms
card
Fix the agreement mistake
cards
show examples
. In conclusion, a
credit
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card
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will cause some problems plus
its
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it's
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convenience
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convenient
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to pay money in today’s life. It seems to me, everyone who pays by using
of
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apply
show examples
such
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plastic
,
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apply
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is walking on
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eggshells
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egg shells
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eggshells
show examples
.
Submitted by aabdollahpour on

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To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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Topic Vocabulary:
  • convenience
  • flexibility
  • financial security
  • unexpected expenses
  • rewards and incentives
  • cashback
  • airline miles
  • impulse buying
  • accumulating debt
  • high interest rates
  • minimum payments
  • credit score
  • borrowing capacity
  • reliance
  • saving habits
  • financial vulnerability
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