Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

Today in many countries everyone can have a

credit

card

with using its benefits

such

as be able to buy everything one

want

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wants

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without the need

of

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for

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sufficient balance, as well as, be made debts for ones to pay. From my point of view, the disadvantages of

such

method

Correct article usage

a method

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outweigh its advantages.

Although

having a

credit

card

, conserves us from carrying money in our wallet and be mugged in the street or lost it and

also

assist us to buy everything we want, online, but the drawbacks hint us not to use any of them or at least use it more wisely with catching more information about its

fees

and headaches. One of the problems is interest payments which may cause a badly plummet for the spender who carries a balance. There are many kinds of charges in case of applying

credit

cards

such

as annual

fees

, transaction

fees

, cash advance

fees

and so forth that the consumer may be fallen due to debts resulted

by

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from

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those mentioned

fees

. Sometimes we want to purchase something which we

have

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do have

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not enough money to pay for it. Having a

credit

card

will help us to have that object and makes us satisfied.

However

,

this

pleasure will not

last

much once we face

to

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apply

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the percentages of interests and debits that will increase the cost of the commodity and get us into trouble if we cannot pay the

fees

on time. It is

also

very dangerous for people who are

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a shopaholic

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shopaholic

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shopaholics

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and not wise enough to consume their

credit

through their

credit

card

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cards

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. In conclusion, a

credit

card

will cause some problems plus

its

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it's

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convenience

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convenient

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to pay money in today’s life. It seems to me, everyone who pays by using

of

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apply

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such

plastic

,

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apply

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is walking on

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eggshells

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egg shells

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eggshells

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.