Some people get into debt by buying things they don't need and can't afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

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Nowadays,
people
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are becoming more consumptive, as they tend to buy the luxurious good that they do not necessarily need and debts are common among
such
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people
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.
This
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essay conveys the rationales behind
this
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action and
also
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suggests tackling
this
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issue before the conclusion is reached.
To begin
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with, many
people
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are likely to have a consumptive lifestyle.
This
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is due to the fact that they are influenced by both social media and advertisements to buy luxury stuff.
For example
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, one of the most famous supermodels posted the brand-named bag that she used and explained how good it was.
As a result
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, motivated by
this
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, it triggers them to buy fancy stuff and do not concern much of their budget.
Moreover
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, the elite malls are introduced in their town, which means they
also
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encourage them by spending more money on secondary needs
such
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as fashion and jewellery. There are several solutions to solve
this
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aforementioned issue.
Firstly
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,
people
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should not buy those lavish things that the influencers have motivated.
In addition
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, they
also
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need to manage their budget to spend on the essential products.
Additionally
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, the government is responsible for
this
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problem as well as they should focus to create new places for the community
such
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as public parks and museums.
Consequently
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,
people
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would have more options for entertainment
besides
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going to the shopping centre. In conclusion, it is undeniable that
people
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have debt issues due to not only purchasing luxurious stuff and having fancy lifestyles but
also
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the influencer from social media that motivates them to have an extravagant lifestyle. And to tackle
this
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problem,
people
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should restrain themselves from the motivating things surrounding them and manage their earnings only for the vital ones.
Moreover
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, the governments could help to alleviate
this
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issue as well, as they can build the public facilities;
hence
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people
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have more alternative routes to visit beside malls.
Submitted by palmynawa on

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