Some people get into debt by buying things they don't need and can't afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

Nowadays,
people
are becoming more consumptive, as they tend to buy the luxurious good that they do not necessarily need and debts are common among
such
people
.
This
essay conveys the rationales behind
this
action and
also
suggests tackling
this
issue before the conclusion is reached.
To begin
with, many
people
are likely to have a consumptive lifestyle.
This
is due to the fact that they are influenced by both social media and advertisements to buy luxury stuff.
For example
, one of the most famous supermodels posted the brand-named bag that she used and explained how good it was.
As a result
, motivated by
this
, it triggers them to buy fancy stuff and do not concern much of their budget.
Moreover
, the elite malls are introduced in their town, which means they
also
encourage them by spending more money on secondary needs
such
as fashion and jewellery. There are several solutions to solve
this
aforementioned issue.
Firstly
,
people
should not buy those lavish things that the influencers have motivated.
In addition
, they
also
need to manage their budget to spend on the essential products.
Additionally
, the government is responsible for
this
problem as well as they should focus to create new places for the community
such
as public parks and museums.
Consequently
,
people
would have more options for entertainment
besides
going to the shopping centre. In conclusion, it is undeniable that
people
have debt issues due to not only purchasing luxurious stuff and having fancy lifestyles but
also
the influencer from social media that motivates them to have an extravagant lifestyle. And to tackle
this
problem,
people
should restrain themselves from the motivating things surrounding them and manage their earnings only for the vital ones.
Moreover
, the governments could help to alleviate
this
issue as well, as they can build the public facilities;
hence
people
have more alternative routes to visit beside malls.
Submitted by palmynawa on

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