Some people get into debt by buying things they do not need and cannot afford. Why are the reasons for this behavior? What action can be taken to prevent people from having this problem?

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A rising problem in today's society is that families fall into debt by making purchases they don't need and cannot afford. In

this

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essay, I will be discussing the sources of

this

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problem and

also

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offer some possible solutions to it.

Firstly

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, human beings are obsessed with statuses so much that they allow themselves to fall prey to the standards of what society believes to be successful. Due to

this

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, they have an obsessive need to make purchases to impress people.

Therefore

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, they end up buying expensive cars and other items which

subsequently

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puts them into a debt that they cannot

payback

Correct your spelling

pay back

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Secondly

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, another reason why people end up owing payment is due to the fact that banks are offering loans to almost everyone at very

high interest

Add a hyphen

high-interest

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rates. Since accessibility towards cash is easy, they take huge loans for personal reasons without focusing on the rate at which they are being charged,

as a

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result

Add a comma

,result

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they end up owing money to the lender. One way to deal with

this

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challenge would be to make sure that individuals focus on themselves and not be concerned as to how others see them.

This

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will reduce the issue we have at hand to a significant extent as most people buy things they don't need to impress someone they don't know. Admittedly, the offered solution is oversimplified.

However

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, if parents focus on teaching their kids not to be impacted by outside influence

then

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this

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could be the way forward. Another possible outcome to deal with

this

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situation would be to educate individuals to see the bigger picture with loans offered by banks.

For example

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, if everyone becomes aware of how the interest rates work they will vary about taking larger amounts.

Subsequently

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, leading towards the reduction in the amount being borrowed. In conclusion,

although

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humans are prone to be influenced by an external force they need to be able to make decisions by themselves and try to avoid borrowing money from lenders as much as they can.

Submitted by zararaasif43 on Sat Sep 18 2021

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Support ideas with relevant, specific examples

Examples make your writing easier to understand by illustrating points more effectively.

Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

for example
for instance
to illustrate this
to give a clear example
such as
namely
to illustrate
take, for example

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11
Linking words
meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
3
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 6.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

7.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

334 words

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Topic Vocabulary:

consumerism
financial literacy
impulse buying
credit score
debt management
sustainable living
emotional spending
budgeting skills
peer pressure
retail therapy
frugality
credit limit
financial counseling
minimalistic lifestyle

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Some people get into debt by buying things they do not need and cannot afford. Why are the reasons for this behavior? What action can be taken to prevent people from having this problem?

Support ideas with relevant, specific examples

In some countries, children are often told that they can achieve anything if they try hard enough. What are the advantages and disadvantages of giving children this messages?

Have you recently bought a mobile phone? Write a review about the phone explaining why you bought it, how easy it is to use and if you would recommend it to others.

Around the world, many adults are working from home, and more children are beginning to study from home because technology has become cheaper and more accessible. Do you think this is a positive or negative development?

Some people believe that young people bring more profit to the company. Others says that older people actually bring more profits. Discuss both views and give your opinion.

With the widespread use of the internet , more people choose to work from home . Do the advantages of this trends oughtweigh the disadvantage?