IELTS Writing Correction Service /
Writing Samples /
Band 6

Nowdays it is easy to apply for and given a credit card. However,some people experience problems when they are not able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantage?

#nowdays #credit #card #people #debts #cards
Today,any eligible
one
 can easily get a
credit
card
.
However
,
credit
cards
 provide financial support while emergencies,but they
also
 can be a tough
time
 to repay. I strongly believe that the advantages and disadvantages of plastic money depend upon the user's mind.
Firstly
,if we look at the darker side of
credit
cards
, cardholders can spend a fixed amount limited by the bank and pay later after a particular
time
. Sometimes at the
time
 of the bill ,payment the debtor is not in the condition of repayment,due to any reason.
One
's financial record can be ruined by late payments.
Furthermore
,
credit
cards
 are
also
 acceptable on all online portals. It is the responsibility of the cardholder to use it very carefully while filling in the details of the
card
 on various websites. The sites can be a fraud and hackers can hack and block the
card
, they
also
 can misuse it. Apart from
this
,there are various advantages of
credit
cards
. The main benefit of these
cards
 is, provide financial support,
for example
,at the
time
 of emergencies
one
 can pay their hospital bills and can settle down their previous debts.
In addition
 to
this
, it
also
 increases the purchasing power of the individual. Because of the pay later option, the person can buy anything under his/her
card
 limit and can pay after some
time
.
One
 more benefit of the
credit
card
 is , paying the bill in EMI, which means the total spending of the
card
 can be paid in the installments if the person is not able to pay the whole amount. In the end,there are various pros and cons of plastic money,but it all depends upon the mindset of the users.
Submitted by mangalpreet35 on

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Essentional vocabulary list for IELTS Writing 7+

Learn how to write high-scoring essays with powerful words.
Download Free PDF and start improving you writing skills today!
What to do next:
Look at other essays: