Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

#credit #card #people #debts #cards

The banking system is developing and they provide new services for clients. In fact, the procedure for acquiring

credit

cards

is becoming easier and quicker.

Therefore

, paying by

credit

cards

has advantages and disadvantages since numerous people face challenges when settling back the paid amount. The following essay will discuss both positive and negative aspects of

credit

cards

and will point out why according to my mindset, the pros overcome their cons. On the one hand, Visa

cards

have negative implications by loaning an amount higher than the monthly salary.

In other words

, paying a huge bill when buying products that value more than the wage, leads to a challenge to settle it. As reported in a study conducted by Harvard University in the year 2015, the number of people suffering from legal issues skyrockets compared to the year 2014 due to master

cards

offers.

Thus

, pernicious implications have been recorded from

credit

cards

On the other hand

, the postpaid crediting system has positive implications through payments facilitation.

This

means that people are able to buy household stuff even if they don’t have the total budget, and they can pay the price in the upcoming month.

Furthermore

, significant shops have instalments programs that give individuals to purchase their preferences by paying as a monthly instalment. To elucidate, I used to pay for a mobile phone, which costs more than half of my salary as a monthly instalment from Jarir shop without the need to be exhausted from its expensiveness.

Therefore

credit

card has positive outcomes. To conclude,

although

there are negative aspects of

credit

cards

such

as failing to pay the debts, multiple merits have been found like monthly instalments and paying the full amount in advance. From my point of view, I opine that the positives of crediting prevail over the negatives.

Submitted by zein.chami on Sat Apr 09 2022

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Fully explain your ideas

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For we to consider an essay structure a great one, it should be looking like this:

Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

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8Linking words
meeting the goal of 7 or more
2Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

303 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.0

Complete response

6.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

convenience
flexibility
financial security
unexpected expenses
rewards and incentives
cashback
airline miles
impulse buying
accumulating debt
high interest rates
minimum payments
credit score
borrowing capacity
reliance
saving habits
financial vulnerability

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Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

Fully explain your ideas

In some countries, owning a home rather than renting one is very important for people Why might this be the cause? Do you think this is a positive or a negative situation?

Average percentage of sodium, saturated fats and added sugar in typical meals consumed in the USA.

Completing a university education is thought by some to be the best way to get a good job. On the other hand, other people think that getting experience and developing soft skills is more important. Discuss both views and give your own opinion.

Task 2 : What can be done to maintain biodiversity?

Some people think that mobile phones should be banned in public places like libraries, shop and public transport ,others argue that people should be free to use their mobiles wherever thay like. Discuss both views and give your opinion.