The debate on cash versus credit card has been going on for some time. Credit is fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit?

The argument of the usage of paper money in comparison to

credit

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has been in talks for some time.

In contrast

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to cash,

credit

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is a new concept in the finance industry; most part of the society would opt for the traditional approach but I believe

credit

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card is a better

way

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of making transactions as they can be used globally and has many other benefits too.

Firstly

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, with the increasing trend of online platforms for various purposes which include making payments at certain stages, using

credit

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as a

way

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of doing so has proved to be an effective and an easy mode and only relying on paper capital is not a choice anymore as at some point of life, situations can happen in which cash payments may not be a suitable option.

For instance

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, during demonetization in India in 2016, cash payments were almost impossible and most of the financial affairs were done by

credit

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.

Hence

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,

this

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new

way

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of handling financial deals is much easier and more helpful than the previous method.

Moreover

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,while making any big purchase it is dangerous to carry a large sum of money in hand but

credit

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cards

on the other hand

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are not as significant in appearance in comparison to the former one.

In addition

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, there are certain offers available while opting for

credit

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as a payment method, luckily it can provide up to 50% discount sometimes

otherwise

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minor offers are always present and

this

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, in turn,can lead to double benefit.

For example

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, in the month of June ,there were several advertisements on a shopping site called Myntra which depicted discounts of up to 70% if a

credit

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card was selected as an option for purchase.

Thus

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, the card method is beneficial in many ways

in contrast

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to the traditional one. In conclusion, nowadays,

credit

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cards have an upper hand while competing with paper money as the best

way

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for purchasing anything as it offers freedom to make transactions on a worldwide level and is a safe option too.