IELTS Writing Correction Service
Writing Samples
Band 8.5

SOME PEOPLE GET INTO DEBT BY BUYING THINGS THEY DO NOT NEED AND CANNOT AFFORD. WHAT ARE SOME REASONS FOR THIS BEHAVIOUR? WHAT ACTION CAN BE TAKEN TO PREVENT PEOPLE FROM HAVING THIS PROBLEM?

#people #debt #behaviour #action
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Credit
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 Card and Financing Companies provide false hope to the
people
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 to live in more than the necessary world by providing money on a
credit
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 basis or in advance. A few
people
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 purchase unaffordable and unnecessary items and get themselves into financial obligations. Peer pressure and status symbol are the key reasons behind
this
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 kind of behaviour.
Although
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 serious problems have arisen
as a result
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 of
this
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, there are solutions.
One
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 of the
first
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 reasons for buying things on
credit
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 is Peer pressure or an influential environment in which a person does without proper identification of his needs but as per others' choice.
For example
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, kids go to school and demand the same laptop that their friends have and parents have to buy them under pressure which leads to a stressful life.
Additionally
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, status symbol is
also
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one
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 of the vital causes of these kinds of actions. A recent research paper found that iPhone 13 Pro are purchased by 70% of
people
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 in the United States not because of usability but because of maintaining social status.
However
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, there are practical solutions for the aforementioned problems,
one
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's needs to keep a watch on oneself and inculcate financial discipline into
one
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's life so that individuals will not spend beyond their reach. Satisfaction can not be attained by buying the latest items rather it is inside of a person and he has to feel it from inside.
Moreover
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, Government should
also
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 take some initiatives to make it difficult for
people
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 to buy expensive or unnecessary things by increasing their
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 Score. To illustrate
this
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,
people
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 in Europe do not have the purchasing power to afford even a car so they have to commute by rail and leading to less pollution and providing stress-free lives to their
people
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. In conclusion, with the advancement of technology,
people
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's needs and requirements will increase and the urge to become better and better will never be quenched, so self-control is the only way to come out of
this
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 behaviour with some government measures.
Submitted by daisyfromdelhi2310 on

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