The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual's ability to pay back their debits. To what extent do you agree with this?

✨ Do you want to improve your IELTS writing?
The majority of the population is suffering from debt because they do not save
money
Use synonyms
and spend their
money
Use synonyms
irresponsibly with
credit
Use synonyms
cards
Use synonyms
.
Although
Linking Words
some think that banks should not allow individuals who have no ability to pay back their debts to own
credit
Use synonyms
cards
Use synonyms
, others do not agree with
this
Linking Words
topic. In
this
Linking Words
essay, I will elaborate on both sides and give my opinion at the end. To start with, having no
credit
Use synonyms
cards
Use synonyms
will keep our society safer.
For example
Linking Words
, we hear news about
people
Use synonyms
who attempted suicide because they are not confident to pay back a large sum of funds.
Also
Linking Words
, criminals murder the rich to steal luxurious goods so they can resolve their debts. If
credit
Use synonyms
cards
Use synonyms
are not given by financial organizations,
people
Use synonyms
will be prevented from being in serious debt,
hence
Linking Words
,
this
Linking Words
may result in reduced crime or suicidal rates, forming a better world to live in.
On the other hand
Linking Words
, banks should provide
credit
Use synonyms
cards
Use synonyms
to everyone even though some have low credibility.
This
Linking Words
is because some of them might need
money
Use synonyms
urgently.
For instance
Linking Words
, they may need
money
Use synonyms
to feed their children, or else they will have dangerous health issues.
In addition
Linking Words
, the
people
Use synonyms
who are not able to earn sufficiently to pay back their debts might have no choice but to use
credit
Use synonyms
cards
Use synonyms
.
Thus
Linking Words
,
credit
Use synonyms
cards
Use synonyms
should be issued to
everbody
Correct your spelling
everybody
, regardless of their
credit
Use synonyms
scores. In my opinion, while there is a benefit of financial establishments not allowing some to own
credit
Use synonyms
cards
Use synonyms
, some desperate
people
Use synonyms
should be allowed to have them so they can sustain their living.
Submitted by ktchien104 on

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

What to do next:
Look at other essays: