Nowadays, a lot of people use credit cards for online shopping. Do the advantages outweigh the disadvantages?

#people #credit #cards

Due to rising competition in the banking sector , more and more banks are providing

credit

cards

with good

credit

limits.

Use

Correct article usage

The use

show examples

credit

cards

is increased in recent days for online shopping. There are

few

Correct article usage

a few

show examples

disadvantages of using

credit

cards

but have more advantages which will be elaborated

Change preposition

on in

show examples

upcoming paragraphs. The

first

and most good part is , Fewer chances of online fraud because the amount is not deducted immediately,

first

it is put on hold for 24 hours and

then

billed.

For example

, if someone did any kind of illegal purchase and a notification is sent to the user

then

he can immediately cancel the transaction and block the

card

Secondly

Credit

Correct article usage

a Credit

show examples

card

helps in building the

credit

score

for example

, if a user is paying on time bill .which can help them in future for loan processing

such

as car loans or home loans. In some countries like Canada or US for renting a house as well individuals need a good

credit

score.

Additionally

, payment for online shopping is easy and most websites give rewards

Change preposition

for

show examples

online purchasing.

As a result

, many people are using

credit

Add an article

a credit

the credit

show examples

card

Fix the agreement mistake

cards

show examples

for online as well as in-store purchasing.

On the other hand

, there are

few

Correct article usage

a few

show examples

drawbacks as well ,

First

and foremost people tend to buy unnecessary things to collect rewards points or things which they do not need at all.

for example

, If ABC bank

credit

card

is giving

Correct article usage

a 20

show examples

% discount on global clothing brands

then

human

Add an article

the human

show examples

tendency is to buy clothes which they are not going to wear at all.

Secondly

Interest

Add an article

the Interest

show examples

rate is great on

credit

card

bill payments if someone is doing minimum payments every month and accumulating more amounts in

credit

card

bills it is definitely going to crash their pocket in future. To sum up, without any doubt, using

credit

Add an article

a credit

the credit

show examples

card

Fix the agreement mistake

cards

show examples

for online shopping has drawbacks but its positive side cannot be neglected.

Therefore

, most people use

credit

cards

in fact multiple

credit

cards

according to offers or rewards points.

Submitted by pooja.raikwar27 on Wed Sep 07 2022

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9Linking words
meeting the goal of 7 or more
3Word repetition
meeting the goal of 3 or fewer
13Grammar mistakes
 

4 paragraphs

340 words

4.50

Overall Band Score

Coherence and Cohesion: 5.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Nowadays, a lot of people use credit cards for online shopping. Do the advantages outweigh the disadvantages?

Your opinion

Many governments think that economic progress is their most important goal. Some people, however, think that other types of progress are equally important for a country. Discuss both these views and give your own opinion

1.You have joined a new job recently. Write to your friend about your new job. In your letter •describe the reason for quitting the previous job •show your excitement for a new job and other details •say about your salary package

Some people prefer to eat at food stands or restaurants. Other people prefer to prepare and eat food at home. Which do you prefer? Use specific reasons and examples to support your answer.

It has been more than 40 years since man first landed on the moon. Some people think that space research is a waste of money. To what extent do you agree or disagree?

The chart below shows the number of households in the US by their annual income in 2007, 2011 and 2015.