People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

Credit

card

use has experienced a dramatic spiked in the

last

few months as the world

struggling

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struggles

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for

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to

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survival

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survive

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with

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apply

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the threat of the coronavirus pandemic. Many people opt to rely on electronic

payment

for

items

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item

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purchases as they are wary of touching surfaces from everyday items including cash currency.

Although

,

credit

card

transaction

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transactions

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can definitely make life easier,

but

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apply

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it has

also

a

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have a

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fair share of disadvantages.

This

essay will give reasons in greater detail and illustrate

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examples

examoles

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examples

.

First

of all,

credit

card

offer

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offers

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numerous benefits to cardholders as the world dramatically shift to contactless

payment

methods. The primary

advantages

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advantage

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of having a

credit

card

is

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are

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convenience, it gives

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the cardholder

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cardholder

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cardholders

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a tool to bolster purchasing power to procure huge price tag items without the hustle of carrying

large

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a large

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amount

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amounts

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of cash.

Further

, due to the recent governments’ stay-at-home and social distancing orders,

consumers

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consumers'

consumer's

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reliance on digital

payment

went up. In the midst of the pandemic, most shoppers are turning to online shopping as many shops were closed or refusing to accept cash.

On the other hand

, one disadvantage why there are people strongly against the use of

credit

card

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cards

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is the large responsibility coupled with the potential trouble that might get them if misused. In the past, many consumers tend to accumulate

huge

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a huge

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amount

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amounts

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of debt because they failed to manage their lifestyle with

credit

cards. Some debtors even rationalize that

credit

cards

are

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also serve

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also

serve as a security blanket and

a

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apply

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protection against misfortune.

As a result

, many cardholders end up struggling under the weight of excessive debt burdens. Despite all the negatives, it is still a useful

payment

tool

especially

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,especially

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during emergency situations or uncontrollable life events and other legitimate

necessity

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necessities

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. In conclusion, using

credit

card

posses

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possesses

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an endless advantages

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endless advantages

an endless advantage

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and at the same time present certain challenges. In my opinion, as long as the cardholder

use

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uses

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this

card

responsibly, there are multiple benefits to using it that will surely outweigh the disadvantages.