Today, many people use the internet and smartphones to transfer money to friends, family, and businesses. Is this a positive or negative development?

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In recent days, many
individuals
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use these apps on the internet and smartphones to transfer cash to friends, family or businesses. From my perspective,
this
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is a largely positive development for society though there is greater potential for fraud, especially for
people
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who don’t know too much about the internet. On the one hand, it is pointed out that transferring
money
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has potential danger.
For example
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, when transferring
money
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online, there is a chance that one’s password is exposed to the hacker , and these hackers will exchange passwords and take
money
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in
this
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account. For young
people
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, there is no problem with
this
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complication because they are able to avoid that but for old
people
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it is different.
Consequently
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, every year, thousands of retired citizens become victims of frauding
money
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through the internet.
However
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, transferring
money
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online brings tremendous advantages to society. In the past,
people
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who wanted to transfer
money
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to friends, family and businesses would have to make a trip to a bank, wait in line and fill in various forms. Now,
individuals
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'
money
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can be transferred to someone through a card or account from another bank.
This
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takes less time for
people
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and helps many deals in the market become faster in daily life.
In other words
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, the time saved is a significant factor for
individuals
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and businesses and the main reason online banking has become an important factor for
people
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. In conclusion,
individuals
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must be calm and mindful of potential fraud,
however
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, transferring
money
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online is a clear beneficial technological development.
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Use cohesive linking words accurately and appropriately

Linking words are very important in your essay.

To score effectively on your IELTS exam, you should make an effort to implement short concise sentences coupled with linking words.

Almost every sentence in your essay should have a linking word of some sort.

In fact, the only sentences that can omit linking words are your background sentence and thesis.

Linking word examples:

  • firstly
  • secondly
  • thirdly
  • in additional
  • moreover
  • also
  • for example
  • for instance
  • therefore
  • however
  • although
  • even though
  • despite

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